# 5 Cedar Reef Drive #D214, Harbor Island, SC 29920

> **TL;DR:** 2bd/3ba condo, $445,000 ($412/sqft), built 1980, 1,080 sqft.
> Waterfront, View, A/C. Est. $4,256/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $445,000 |
| Price/sqft | $412 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,080 |
| Year Built | 1980 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 10 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Ocean

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,250 |
| Estimated Insurance | $130 |
| HOA | $1,876 |
| **Total** | **$4,256** |

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1980
- 2 stories
- Waterfront

## Description

### Agent Description
A beautifully updated oceanfront condominium offering commanding, unobstructed views of the Atlantic Ocean. Ideally situated on the second floor in the center of the building, this inviting retreat captures the essence of relaxed barrier island living. Thoughtful updates include new windows, appliances, HVAC, and window treatments, creating a fresh, serene atmosphere throughout. Offered fully furnished, complete with linens and kitchen essentials, this turnkey residence is ready for immediate enjoyment. With two bedrooms, a sleeper sofa, two-and-a-half baths this condominium comfortably accommodates up to eight guests. Direct boardwalk access to the beach. Come command the sun, fresh salt air and the sound of the ocean.

## Location

- **Address:** 5 Cedar Reef Drive #D214, Harbor Island, SC 29920
- **County:** Beaufort
- **Neighborhood:** Subdivision NOT in List
- **Coordinates:** 32.404632, -80.431419
- **Google Maps:** https://www.google.com/maps?q=32.404632,-80.431419

## Listing Agent

- **Name:** Karen C Godley · **License:** 133559
- **Brokerage:** Charter One Realty
- **Broker Phone:** (843) 785-4460
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5-Cedar-Reef-Dr-Unit-D214_Saint-Helena-Island_SC_29920_M98742-67335?f=listhub&s=BCARSC&m=198763&c=propsimple)

## Photos

![5 Cedar Reef Drive #D214 - Photo 1](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f1551452340r.jpg)

![5 Cedar Reef Drive #D214 - Photo 2](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f289414170r.jpg)

![5 Cedar Reef Drive #D214 - Photo 3](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f210908309r.jpg)

![5 Cedar Reef Drive #D214 - Photo 4](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2502616001r.jpg)

![5 Cedar Reef Drive #D214 - Photo 5](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f3983502163r.jpg)

![5 Cedar Reef Drive #D214 - Photo 6](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f4147381392r.jpg)

![5 Cedar Reef Drive #D214 - Photo 7](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2701773239r.jpg)

![5 Cedar Reef Drive #D214 - Photo 8](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f3192619248r.jpg)

![5 Cedar Reef Drive #D214 - Photo 9](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f3711633294r.jpg)

![5 Cedar Reef Drive #D214 - Photo 10](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2183597565r.jpg)

![5 Cedar Reef Drive #D214 - Photo 11](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f1744975429r.jpg)

![5 Cedar Reef Drive #D214 - Photo 12](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f4112612187r.jpg)

![5 Cedar Reef Drive #D214 - Photo 13](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2596654325r.jpg)

![5 Cedar Reef Drive #D214 - Photo 14](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f1798569670r.jpg)

![5 Cedar Reef Drive #D214 - Photo 15](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f531270767r.jpg)

![5 Cedar Reef Drive #D214 - Photo 16](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2508403633r.jpg)

![5 Cedar Reef Drive #D214 - Photo 17](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f814599138r.jpg)

![5 Cedar Reef Drive #D214 - Photo 18](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f4173381376r.jpg)

![5 Cedar Reef Drive #D214 - Photo 19](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2268760184r.jpg)

![5 Cedar Reef Drive #D214 - Photo 20](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2839518336r.jpg)

![5 Cedar Reef Drive #D214 - Photo 21](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f1857398297r.jpg)

![5 Cedar Reef Drive #D214 - Photo 22](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f1272374045r.jpg)

![5 Cedar Reef Drive #D214 - Photo 23](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f4200229234r.jpg)

![5 Cedar Reef Drive #D214 - Photo 24](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f737632322r.jpg)

![5 Cedar Reef Drive #D214 - Photo 25](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f636356185r.jpg)

![5 Cedar Reef Drive #D214 - Photo 26](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f652330026r.jpg)

![5 Cedar Reef Drive #D214 - Photo 27](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f1753108422r.jpg)

![5 Cedar Reef Drive #D214 - Photo 28](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f3616134906r.jpg)

![5 Cedar Reef Drive #D214 - Photo 29](http://lh.rdcpix.com/9ba91876b65fb5d1d375114b92249c5cl-f2026153483r.jpg)

---

**MLS#:** 198763 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Lowcountry Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/5-cedar-reef-drive-harbor-island-sc-29920-bbdb055ac6d7437f9c4b8fee772e8412)

---

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