Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 6-bedroom, 5-bathroom single family at 5 CROSS POINT Drive in Owings, MD is listed for $1,100,000 ($181 per sqft). Built in 1999, the home offers 6,080 sqft of living space on a 1.22 acres lot.

Agent Description

Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins.

The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees.

The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets.

Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath.

The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath-ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential.

See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed-this home offers endless possibilities!

Key Features

  • Built in 1999
  • 1.22 acre lot
  • 4 stories
  • 9 parking spaces
  • Fireplace

Property Details

4 stories
4 full, 1 half
9 spaces
1999

Amenities

FireplaceA/C

Monthly Cost Estimate

$5,883/mo

20% down · 6.5% · 30 years

Principal$796
Interest$4,767
Insurance$321

Estimates only. Actual payments may vary.

Location

5 CROSS POINT Drive

Owings, MD 20736

CROSS POINT

Features & Amenities

Interior Features

2nd KitchenBathroom - Walk-In ShowerBreakfast AreaBuilt-InsCarpetCeiling Fan(s)Central VacuumChair RailingsCrown MoldingsDining AreaDouble/Dual StaircaseFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - GourmetPantryRecessed LightingWainscottingWalk-in Closet(s)Window TreatmentsWood FloorsAdditional StairwayBathroom - Jetted TubFloor Plan - TraditionalPrimary Bath(s)Upgraded Countertops

Property Details

Construction

Stone Vinyl Siding

Parking

DrivewayGarage - Attached

Heating

Heat Pump (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

Built-In MicrowaveCentral VacuumCommercial RangeCooktopDishwasherDryer - ElectricDryer - Front LoadingExtra Refrigerator/FreezerFreezerIcemakerOven - WallRefrigeratorSix Burner StoveWasher - Front LoadingWaterHeaterExhaust FanOven/Range - GasRange HoodStainless Steel Appliances

Questions & Answers

This 6-bedroom, 5-bathroom single family at 5 CROSS POINT Drive is listed at $1,100,000 ($181/sqft). The estimated monthly payment is $4,767 based on 20% down at 6.5% interest.

Key features include: Built in 1999, 1.22 acre lot, 4 stories, 9 parking spaces, Fireplace. Interior Features: 2nd Kitchen, Bathroom - Walk-In Shower, Breakfast Area.

This property is listed by Rebecca C King and can be reached at 4436243359 or bking@hometowneteam.com.

RK

Rebecca C King

Agent at Home Towne Real Estate

(443) 624-3359

Listed by Home Towne Real Estate · View on Broker Site

MLS# MDCA2025536· Source: listhub· Updated 80 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5 CROSS POINT Drive, Owings, MD 20736

Open this listing in: