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About This Home

This 0-bedroom, 0-bathroom commercial at 5 S 3RD Street in Fernandina Beach, FL is listed for $899,000. Built in 1900, on a N/A lot.

Agent Description

Located in the historic City Mart Building on Centre St in downtown Fernandina Beach, this ground-level commercial unit offers a rare opportunity in one of Amelia Island's most recognizable buildings. Zoned C-3, it's currently configured as professional offices but also supports retail or service-based uses.

Accessed from S. 3rd Street through a charming breezeway, the entrance features double glass doors opening to a reception area. The spacious executive office showcases exposed brick walls from 1900, custom built-ins, and new windows overlooking the courtyard.

This level also includes a kitchenette, half bath, and storage. Upstairs, three private offices share a large flex space that functions as a lounge or waiting area. The office currently used as a conference room opens to a shared balcony, while the other two overlook S.

3rd Street. This floor also has a large kitchenette, half bath, and additional storage. The six-unit building fronts Centre St. It houses Fantastic Fudge as well as established offices. The prime S. 3rd Street location offers steady foot traffic while maintaining a quiet working atmosphere.

Four long-term, month-to-month tenants wish to stay. The space is ideally suited for legal services, business professionals, or client-based operations. Polished and professional, it also serves as a downtown gathering spot for connecting with friends and clients to enjoy the many after-hours community events.

Parking available for long-term lease in the adjacent privately owned lot. A cornerstone of Amelia Island's downtown, the City Mart Building blends local history with flexible commercial potential. Seize this opportunity to secure your place in Fernandina Beach's vibrant, historic downtown district

Key Features

  • Built in 1900
  • 2 stories

Property Details

2 stories
1900

Amenities

A/C

Monthly Cost Estimate

$4,808/mo

20% down · 6.5% · 30 years

Principal$650
Interest$3,896
Insurance$262

Estimates only. Actual payments may vary.

Location

5 S 3RD Street

Fernandina Beach, FL 32034

Property Details

Flooring

WoodTileCarpet - FullLinoleum

Construction

Brick

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 5 S 3RD Street is listed at $899,000. The estimated monthly payment is $3,896 based on 20% down at 6.5% interest.

Key features include: Built in 1900, 2 stories.

This property is listed by Sara Terry and can be reached at (904) 753-1415 or saraterryrealtor@gmail.com.

ST

Sara Terry

Agent at BERKSHIRE HATHAWAY HomeServices HWREI

(904) 753-1415

Listed by BERKSHIRE HATHAWAY HomeServices HWREI

MLS# 115063· Source: listhub· Updated 108 days ago

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5 S 3RD Street, Fernandina Beach, FL 32034

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