# 5 S 3RD Street, Fernandina Beach, FL 32034

> **TL;DR:** commercial, $899,000, built 1900.
> A/C. Est. $3,896/mo. Listed 108 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $899,000 |
| Year Built | 1900 |
| Stories | 2 |
| Property Type | Commercial (Other) |
| Status | For Sale |
| Days on Market | 108 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,896 |
| **Total** | **$3,896** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1900
- 2 stories

## Description

### Agent Description
Located in the historic City Mart Building on Centre St in downtown Fernandina Beach, this ground-level commercial unit offers a rare opportunity in one of Amelia Island's most recognizable buildings. Zoned C-3, it's currently configured as professional offices but also supports retail or service-based uses. Accessed from S. 3rd Street through a charming breezeway, the entrance features double glass doors opening to a reception area. The spacious executive office showcases exposed brick walls from 1900, custom built-ins, and new windows overlooking the courtyard. This level also includes a kitchenette, half bath, and storage. Upstairs, three private offices share a large flex space that functions as a lounge or waiting area. The office currently used as a conference room opens to a shared balcony, while the other two overlook S. 3rd Street. This floor also has a large kitchenette, half bath, and additional storage. The six-unit building fronts Centre St. It houses Fantastic Fudge as well as established offices. The prime S. 3rd Street location offers steady foot traffic while maintaining a quiet working atmosphere. Four long-term, month-to-month tenants wish to stay. The space is ideally suited for legal services, business professionals, or client-based operations. Polished and professional, it also serves as a downtown gathering spot for connecting with friends and clients to enjoy the many after-hours community events. Parking available for long-term lease in the adjacent privately owned lot. A cornerstone of Amelia Island's downtown, the City Mart Building blends local history with flexible commercial potential. Seize this opportunity to secure your place in Fernandina Beach's vibrant, historic downtown district

## Location

- **Address:** 5 S 3RD Street, Fernandina Beach, FL 32034
- **County:** Nassau

## Listing Agent

- **Name:** Sara Terry
- **Brokerage:** BERKSHIRE HATHAWAY HomeServices HWREI
- **Phone:** (904) 753-1415
- **Email:** saraterryrealtor@gmail.com

## Primary Photo

![5 S 3RD Street - Primary Photo](http://lh.rdcpix.com/b0a00dc6078bfc78955d441f4a240878l-f2191867636r.jpg)

*32 total photos available on [listing page](https://www.propertysimple.com/listing/5-s-3rd-street-fernandina-beach-fl-32034-l115063)*

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**MLS#:** 115063 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/5-s-3rd-street-fernandina-beach-fl-32034-l115063)

---

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