About This Home

This 0-bedroom, 0-bathroom commercial at 5 S 3RD UNIT B Street in Fernandina Beach, FL is listed for $899,000 ($595 per sqft). Built in 1884, the home offers 1,511 sqft of living space on a N/A lot.

Key Features

  • Built in 1884
  • 2 stories

Property Details

2 stories
1884

Amenities

A/C
Listing Description

The City Mart Building fronts Centre St and was built in 1884. Unit B opens from 3rd St and offers 1,511 SF of space, 100% occupied, and zoned C3 making it an exceptional investment opportunity in historic downtown Fernandina Beach on Amelia Island. With broad appeal and a flexible layout supporting many office configurations, this property is ideal for owner-users or investors seeking long-term income production.

It's ideally suited for legal services, business professionals, or client-based operations, but the C-3 zoning allows for retail and residential as well. This property is a strong candidate for portfolio diversification and future repositioning, presenting a compelling opportunity for savvy investors in one of Amelia Island's most recognizable buildings.

The executive office on the first level showcases exposed brick walls from 1900, custom built-ins, and new windows overlooking the courtyard. It also includes a kitchenette, half bath, and storage. Upstairs, three private offices share a large flex space that functions well as a lounge or waiting area.

The conference room opens to a shared balcony, awhile the other two private offices overlook S. 3rd St. This floor also has a large kitchenette and half bath. A cornerstone of Amelia Island's downtown, the City Mart Building blends local history with flexible commercial potential. Seize this opportunity to own Unit B and secure your place in Fernandina Beach's vibrant, historic downtown district. Parking is available for long-term lease in the adjacent privately owned lot.

Monthly Cost Estimate

$4,808/mo

20% down · 6.5% · 30 years

Principal$650
Interest$3,896
Insurance$262

Estimates only. Actual payments may vary.

Location

5 S 3RD UNIT B Street

Fernandina Beach, FL 32034

Property Details

Flooring

WoodCarpet - FullLinoleumTile

Construction

Brick

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 5 S 3RD UNIT B Street is listed at $899,000 ($595/sqft). The estimated monthly payment is $4,808 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1884, 2 stories.

This property is listed by Sara Terry.

ST

Sara Terry

Agent at Chaplin Williams Realty

Listed by Chaplin Williams Realty · Broker phone: (904) 753-1415 · Broker website

MLS# 116590· Source: Amelia Island-Nassau County Association of Realtors· 119 days on PropertySimple

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5 S 3RD UNIT B Street, Fernandina Beach, FL 32034

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