# 5 Sowbug Circle, Cotter, AR 72626

> **TL;DR:** 3bd/4ba single family, $899,000 ($262/sqft), built 2023, 3,428 sqft.
> Fireplace. Est. $6,808/mo. Listed 210 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $899,000 |
| Price/sqft | $262 |
| Bedrooms | 3 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,428 |
| Year Built | 2023 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 210 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,546 |
| Estimated Insurance | $262 |
| HOA | $2,000 |
| **Total** | **$6,808** |

## Nearby Schools

- **Elementary:** COTTER
- **Middle:** COTTER
- **High:** COTTER

## Key Amenities

- Fireplace

## Property Highlights

- Built in 2023
- 2 stories
- Fireplace

## Description

### Agent Description
Striking modern riverfront home with breathtaking views and exceptional curb appeal. This fully accessible 3BR, 3.5BA home features an open-concept floor plan with modern finishes, seamlessly connecting the living, dining, and kitchen areas. The spacious primary suite offers a tiled walk-in shower, oversized walk-in closet, and a heated indoor therapy pool. A dramatic staircase leads to the upper level with a second living area, two bedrooms with river views and walk-in closets, two full baths, a heated and cooled bonus room, and office space. Additional amenities include a whole-house generator, dual high-efficiency gas HVAC systems, gas range, gas fireplaces on both levels, fiber internet, cargo elevator, laundry room, 2-car garage, low-maintenance deck, and city water and sewer. Luxury, comfort, and spectacular river views combine in this one-of-a-kind home.

## Location

- **Address:** 5 Sowbug Circle, Cotter, AR 72626
- **County:** Baxter
- **Neighborhood:** Not In List
- **Coordinates:** 36.294776, -92.522151
- **Google Maps:** https://www.google.com/maps?q=36.294776,-92.522151

## Listing Agent

- **Name:** Jennifer Embach
- **Brokerage:** ERA Doty Real Estate Mountain Home
- **Phone:** 8704042015
- **Broker Phone:** 8704256282
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5-Sowbug-Cir_Cotter_AR_72626_M91012-43455?f=listhub&s=CARMLS&m=26037505&c=propsimple)

## Photos

![5 Sowbug Circle - Photo 1](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2724988470r.jpg)

![5 Sowbug Circle - Photo 2](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2207267908r.jpg)

![5 Sowbug Circle - Photo 3](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2622426596r.jpg)

![5 Sowbug Circle - Photo 4](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3625326407r.jpg)

![5 Sowbug Circle - Photo 5](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f899837018r.jpg)

![5 Sowbug Circle - Photo 6](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f560358215r.jpg)

![5 Sowbug Circle - Photo 7](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2465049968r.jpg)

![5 Sowbug Circle - Photo 8](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3156603492r.jpg)

![5 Sowbug Circle - Photo 9](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f780389868r.jpg)

![5 Sowbug Circle - Photo 10](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f751706034r.jpg)

![5 Sowbug Circle - Photo 11](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3023994723r.jpg)

![5 Sowbug Circle - Photo 12](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f1493272453r.jpg)

![5 Sowbug Circle - Photo 13](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3746241044r.jpg)

![5 Sowbug Circle - Photo 14](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3188274416r.jpg)

![5 Sowbug Circle - Photo 15](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f1199515002r.jpg)

![5 Sowbug Circle - Photo 16](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2202472019r.jpg)

![5 Sowbug Circle - Photo 17](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f1126804268r.jpg)

![5 Sowbug Circle - Photo 18](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2296174290r.jpg)

![5 Sowbug Circle - Photo 19](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3674438052r.jpg)

![5 Sowbug Circle - Photo 20](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f896199894r.jpg)

![5 Sowbug Circle - Photo 21](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2695478230r.jpg)

![5 Sowbug Circle - Photo 22](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f706045709r.jpg)

![5 Sowbug Circle - Photo 23](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3678680394r.jpg)

![5 Sowbug Circle - Photo 24](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2841587300r.jpg)

![5 Sowbug Circle - Photo 25](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f1229477484r.jpg)

![5 Sowbug Circle - Photo 26](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f795093766r.jpg)

![5 Sowbug Circle - Photo 27](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f1231529103r.jpg)

![5 Sowbug Circle - Photo 28](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f160156073r.jpg)

![5 Sowbug Circle - Photo 29](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2316821269r.jpg)

![5 Sowbug Circle - Photo 30](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f137376914r.jpg)

![5 Sowbug Circle - Photo 31](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2292042670r.jpg)

![5 Sowbug Circle - Photo 32](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f1932992379r.jpg)

![5 Sowbug Circle - Photo 33](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f74420626r.jpg)

![5 Sowbug Circle - Photo 34](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2875080415r.jpg)

![5 Sowbug Circle - Photo 35](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f2987635807r.jpg)

![5 Sowbug Circle - Photo 36](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f225953990r.jpg)

![5 Sowbug Circle - Photo 37](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3825025083r.jpg)

![5 Sowbug Circle - Photo 38](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f376858131r.jpg)

![5 Sowbug Circle - Photo 39](http://lh.rdcpix.com/691bd7e977a4f24284c6c58eee74d7c4l-f3861876072r.jpg)

---

**MLS#:** 26037505 | **Updated:** 2026-09-14
**Source:** listhub

*Copyright © 2026 Cooperative Arkansas Realtors Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/5-sowbug-circle-cotter-ar-72626-26037505)

---

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      "@id": "https://www.propertysimple.ai/listing/5-sowbug-circle-cotter-ar-72626-26037505#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/5-sowbug-circle-cotter-ar-72626-26037505#agent",
    "name": "Jennifer Embach",
    "telephone": "8704042015",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/5-sowbug-circle-cotter-ar-72626-26037505#brokerage",
      "name": "ERA Doty Real Estate Mountain Home",
      "telephone": "8704256282"
    }
  }
}
```