# 502 Cardinal Circle E, Saint Marys, GA 31558 > **TL;DR:** 3bd/2ba single family, $445,000 ($246/sqft), built 1995, 1,812 sqft. > Waterfront, View, A/C. Est. $2,380/mo. Listed 319 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $445,000 | | Price/sqft | $246 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,812 | | Year Built | 1995 | | Lot Size | 26,572 sqft (0.61 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 319 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,250 | | Estimated Insurance | $130 | | **Total** | **$2,380** | ## Nearby Schools - **Elementary:** Mary Lee Clark - **Middle:** Saint Marys - **High:** Camden ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1995 - 0.61 acre lot - 2 parking spaces - Waterfront ## Description ### Agent Description THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER! ## Location - **Address:** 502 Cardinal Circle E, Saint Marys, GA 31558 - **County:** Camden - **Neighborhood:** Osprey Cove - **Coordinates:** 30.754302, -81.611106 - **Google Maps:** https://www.google.com/maps?q=30.754302,-81.611106 ## Listing Agent - **Name:** Nicole Readdick - **Brokerage:** Coldwell Banker Platinum Partners - **Phone:** 9125520680 - **Broker Phone:** (912) 695-1581 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/502-Cardinal-Cir-E_Saint-Marys_GA_31558_M56896-46898?f=listhub&s=GAMLS&m=10756732&c=propsimple) ## Photos ![502 Cardinal Circle E - Photo 1](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2777940125r.jpg) ![502 Cardinal Circle E - Photo 2](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3528387289r.jpg) ![502 Cardinal Circle E - Photo 3](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3720986178r.jpg) ![502 Cardinal Circle E - Photo 4](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1892669670r.jpg) ![502 Cardinal Circle E - Photo 5](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1291856000r.jpg) ![502 Cardinal Circle E - Photo 6](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3660714748r.jpg) ![502 Cardinal Circle E - Photo 7](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f4206812950r.jpg) ![502 Cardinal Circle E - Photo 8](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3069825388r.jpg) ![502 Cardinal Circle E - Photo 9](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f466719467r.jpg) ![502 Cardinal Circle E - Photo 10](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2898026187r.jpg) ![502 Cardinal Circle E - Photo 11](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2869776678r.jpg) ![502 Cardinal Circle E - Photo 12](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1688506782r.jpg) ![502 Cardinal Circle E - Photo 13](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2673237200r.jpg) ![502 Cardinal Circle E - Photo 14](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1726654472r.jpg) ![502 Cardinal Circle E - Photo 15](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1974403793r.jpg) ![502 Cardinal Circle E - Photo 16](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1672897590r.jpg) ![502 Cardinal Circle E - Photo 17](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3778935259r.jpg) ![502 Cardinal Circle E - Photo 18](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1869463167r.jpg) ![502 Cardinal Circle E - Photo 19](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1022343638r.jpg) ![502 Cardinal Circle E - Photo 20](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1206822636r.jpg) ![502 Cardinal Circle E - Photo 21](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2799591137r.jpg) ![502 Cardinal Circle E - Photo 22](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3887210413r.jpg) ![502 Cardinal Circle E - Photo 23](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2397550943r.jpg) ![502 Cardinal Circle E - Photo 24](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2614110319r.jpg) ![502 Cardinal Circle E - Photo 25](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f650286975r.jpg) ![502 Cardinal Circle E - Photo 26](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2144471757r.jpg) ![502 Cardinal Circle E - Photo 27](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f628563156r.jpg) ![502 Cardinal Circle E - Photo 28](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1037547242r.jpg) ![502 Cardinal Circle E - Photo 29](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f500222726r.jpg) ![502 Cardinal Circle E - Photo 30](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f488374696r.jpg) ![502 Cardinal Circle E - Photo 31](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3309458378r.jpg) ![502 Cardinal Circle E - Photo 32](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2610427286r.jpg) ![502 Cardinal Circle E - Photo 33](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3860484012r.jpg) ![502 Cardinal Circle E - 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Photo 44](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f4157520196r.jpg) ![502 Cardinal Circle E - Photo 45](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1942661103r.jpg) ![502 Cardinal Circle E - Photo 46](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1431747747r.jpg) ![502 Cardinal Circle E - Photo 47](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3231498099r.jpg) ![502 Cardinal Circle E - Photo 48](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3542045320r.jpg) ![502 Cardinal Circle E - Photo 49](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2500818877r.jpg) ![502 Cardinal Circle E - Photo 50](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f4263970014r.jpg) ![502 Cardinal Circle E - Photo 51](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2711257892r.jpg) ![502 Cardinal Circle E - Photo 52](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2161743503r.jpg) ![502 Cardinal Circle E - Photo 53](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2441739031r.jpg) ![502 Cardinal Circle E - Photo 54](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2732866037r.jpg) ![502 Cardinal Circle E - Photo 55](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1040233801r.jpg) ![502 Cardinal Circle E - Photo 56](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2486625321r.jpg) ![502 Cardinal Circle E - Photo 57](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3896403739r.jpg) ![502 Cardinal Circle E - Photo 58](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1777115384r.jpg) ![502 Cardinal Circle E - Photo 59](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2668910142r.jpg) ![502 Cardinal Circle E - Photo 60](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f310309873r.jpg) ![502 Cardinal Circle E - Photo 61](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f538002050r.jpg) ![502 Cardinal Circle E - Photo 62](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3086466011r.jpg) ![502 Cardinal Circle E - Photo 63](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f569195017r.jpg) ![502 Cardinal Circle E - Photo 64](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2111265420r.jpg) ![502 Cardinal Circle E - Photo 65](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3258732995r.jpg) ![502 Cardinal Circle E - Photo 66](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1591562493r.jpg) ![502 Cardinal Circle E - Photo 67](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3935371617r.jpg) ![502 Cardinal Circle E - Photo 68](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3840995196r.jpg) ![502 Cardinal Circle E - Photo 69](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f4039306966r.jpg) ![502 Cardinal Circle E - Photo 70](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2612914011r.jpg) ![502 Cardinal Circle E - Photo 71](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f4131055906r.jpg) ![502 Cardinal Circle E - Photo 72](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f4191516782r.jpg) ![502 Cardinal Circle E - Photo 73](http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3883903125r.jpg) --- **MLS#:** 10756732 | **Updated:** 2026-09-12 **Source:** listhub *Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/502-cardinal-circle-e-st-marys-ga-31558-10756732) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/502-cardinal-circle-e-st-marys-ga-31558-10756732#listing", "url": "https://www.propertysimple.ai/listing/502-cardinal-circle-e-st-marys-ga-31558-10756732", "name": "502 Cardinal Circle E, Saint Marys, GA 31558", "description": "THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER!", "image": [ "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2777940125r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3528387289r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3720986178r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1892669670r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f1291856000r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3660714748r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f4206812950r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f3069825388r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f466719467r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2898026187r.jpg", "http://lh.rdcpix.com/b9abe9d79953b79ba42dc32e6d6e8d8al-f2869776678r.jpg", 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