# 502 E Cardinal Circle, Saint Marys, GA 31558 > **TL;DR:** 3bd/2ba single family, $445,000 ($246/sqft), built 1995, 1,812 sqft. > Waterfront, View, A/C, 2-car garage. Est. $2,380/mo. Listed 153 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $445,000 | | Price/sqft | $246 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,812 | | Year Built | 1995 | | Lot Size | 26,572 sqft (0.61 acres) | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 153 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Golf Course ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,250 | | Estimated Insurance | $130 | | **Total** | **$2,380** | ## Nearby Schools - **Elementary:** Mary Lee Clark - **Middle:** St. Marys Middle School - **High:** Camden County ## Key Amenities - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1995 - 0.61 acre lot - Waterfront ## Description ### Agent Description THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER! ## Location - **Address:** 502 E Cardinal Circle, Saint Marys, GA 31558 - **County:** Camden - **Neighborhood:** Osprey Cove - **Coordinates:** 30.754189, -81.6111 - **Google Maps:** https://www.google.com/maps?q=30.754189,-81.6111 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/1661660 ## Listing Agent - **Name:** Nicole Readdick · **License:** 293731 - **Brokerage:** Coldwell Banker Platinum Partners KGLD - **Phone:** 9125520680 - **Broker Phone:** 0 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/502-Cardinal-Cir-E_Saint-Marys_GA_31558_M56896-46898?f=listhub&s=GIAORGA&m=1661660&c=propsimple) ## Photos ![502 E Cardinal Circle - Photo 1](http://lh.rdcpix.com/1aa5d549b62fb0b25bfe7de409434330l-f3895452802r.jpg) ![502 E Cardinal Circle - Photo 2](http://lh.rdcpix.com/1aa5d549b62fb0b25bfe7de409434330l-f1115334719r.jpg) ![502 E Cardinal Circle - 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Photo 73](http://lh.rdcpix.com/1aa5d549b62fb0b25bfe7de409434330l-f3892837008r.jpg) --- **MLS#:** 1661660 | **Updated:** 2026-10-03 **Source:** listhub *Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/502-e-cardinal-circle-st-marys-ga-31558-1661660) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/502-e-cardinal-circle-st-marys-ga-31558-1661660#listing", "url": "https://www.propertysimple.ai/listing/502-e-cardinal-circle-st-marys-ga-31558-1661660", "name": "502 E Cardinal Circle, Saint Marys, GA 31558", "description": "THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. 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