# 5045 E Highway 98, Panama City, FL 32404

> **TL;DR:** commercial, $415,000 ($231/sqft), built 1930, 1,800 sqft.
> Hardwood, A/C. Est. $2,219/mo. Listed 235 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $415,000 |
| Price/sqft | $231 |
| Square Feet | 1,800 |
| Year Built | 1930 |
| Lot Size | 12,197 sqft (0.28 acres) |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 235 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,098 |
| Estimated Insurance | $121 |
| **Total** | **$2,219** |

## Nearby Schools

- **Elementary:** Tyndall Academy
- **Middle:** Rosenwald
- **High:** Rutherford

## Key Amenities

- Hardwood
- A/C

## Property Highlights

- Built in 1930
- 0.28 acre lot

## Description

### Agent Description
Welcome to this one-of-a-kind custom property with superb craftsmanship and luxury materials, along with unique details you have to see to believe. Classic style with brick dual sided fireplace, newly refinished wood floors, high ceilings, and modern amenities. Amazing location with easy access to main highways, high traffic, and close proximity to Tyndall Air Force Base. Spacious living and open area with lots of options for 5 bedrooms/offices Beautiful new kitchen will impress your customers with plenty of room for reception area, waiting room, display, or presentation room. The kitchen boasts gorgeous granite counter-tops and all new kitchen and stainless appliances. Spacious yard is high and dry, with room for more structures, equipment, storage, or additional parking. A front covered porch is very welcoming and a large covered rear porch is your key to a shady afternoon retreat, entertaining guests, or enjoying a relaxing rain shower. A fully fenced yard for your privacy and security. Located within minutes to revitalized and booming downtown Panama City, with dozens of restaurants, shops, night spots, and activities. The area is abundant with parks, boating, fishing, events, and ongoing improvements to the area. Whether looking for your next home, or investing in the future of Panama City, this property has room to add additional dwelling units, pool, parking, outbuildings, and so much more! With Mixed-Use Zoning, there are options for commercial use, live-work situations, and so much more! Also offered as a commercial lease. Alterations to the home can be negotiated. All appliances, including HVAC and Water Heaters, are within 3 years old and warrantied. This entire home has been remodeled by quality contractors and is like new, with some original touches kept for historic and aesthetic value. Furniture is virtually staged except for a few pieces that are negotiable. Offered for Lease at $3500.00 Monthly NNN for 5 year minimum. Longer leases are negotiable.

## Location

- **Address:** 5045 E Highway 98, Panama City, FL 32404
- **County:** Bay
- **Neighborhood:** W H Parker
- **Coordinates:** 30.131311, -85.597343
- **Google Maps:** https://www.google.com/maps?q=30.131311,-85.597343

## Listing Agent

- **Name:** Dennis Nelson · **License:** BK3379289
- **Brokerage:** Keller Williams Success Realty
- **Broker Phone:** (850) 249-0313

## Photos

![5045 E Highway 98 - Photo 1](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f2150160468r.jpg)

![5045 E Highway 98 - Photo 2](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f697970043r.jpg)

![5045 E Highway 98 - Photo 3](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f1371518015r.jpg)

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![5045 E Highway 98 - Photo 30](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f586785462r.jpg)

![5045 E Highway 98 - Photo 31](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f886231252r.jpg)

![5045 E Highway 98 - Photo 32](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f813837791r.jpg)

![5045 E Highway 98 - Photo 33](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f701672050r.jpg)

![5045 E Highway 98 - Photo 34](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f2963384347r.jpg)

![5045 E Highway 98 - Photo 35](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f2485737109r.jpg)

![5045 E Highway 98 - Photo 36](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f1844211407r.jpg)

![5045 E Highway 98 - Photo 37](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f2126835289r.jpg)

![5045 E Highway 98 - Photo 38](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f1186927122r.jpg)

![5045 E Highway 98 - Photo 39](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f2513510010r.jpg)

![5045 E Highway 98 - Photo 40](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f3729956866r.jpg)

![5045 E Highway 98 - Photo 41](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f1729389028r.jpg)

![5045 E Highway 98 - Photo 42](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f1775272153r.jpg)

![5045 E Highway 98 - Photo 43](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f1643585234r.jpg)

![5045 E Highway 98 - Photo 44](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f328899372r.jpg)

![5045 E Highway 98 - Photo 45](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f180241598r.jpg)

![5045 E Highway 98 - Photo 46](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f3197911836r.jpg)

![5045 E Highway 98 - Photo 47](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f262120198r.jpg)

![5045 E Highway 98 - Photo 48](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f3700218833r.jpg)

![5045 E Highway 98 - Photo 49](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f3120816897r.jpg)

![5045 E Highway 98 - Photo 50](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f3918226443r.jpg)

![5045 E Highway 98 - Photo 51](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f328833716r.jpg)

![5045 E Highway 98 - Photo 52](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f722905977r.jpg)

![5045 E Highway 98 - Photo 53](http://lh.rdcpix.com/4598a0d1639cad34c84eab9fd10fef7el-f328065973r.jpg)

---

**MLS#:** 786757 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/5045-e-highway-98-panama-city-fl-32404-ced18593184f436a89db9b93f267e36c)

---

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