5049 Georgia Street, Bay Saint Louis, MS 39520

This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. A brand new mid level deck was just added, doubling the outdoor living space, creating a shaded, livable area large enough for a full-sized outdoor dining table, full outdoor furniture set, with room to spare.

Inside, cathedral ceilings and an open floor create a bright, open living area. The kitchen was made with the chef in mind, with quartz countertops, a large island, custom cabinetry, and stainless steel appliances. The primary suite offers a walk-in tile shower and a spacious walk-in closet.

The ground floor storage room now has a second story, giving owners real, usable space for boat gear, beach chairs, and everything else that comes with coastal living. Built in 2026, this home skips the usual list of updates and repairs that come with buying older homes on the coast.

Sitting in a higher elevation AE flood zone, insurance costs stay more manageable than many waterfront properties on the coast, which is a real advantage that buyers are looking for. Downtown Bay St. Louis and its Old Town shops, galleries, and waterfront restaurants are just a few minutes drive by car or a short boat ride away.

The adjacent lot next door is also available for purchase, giving you the option to expand. You could add extra parking or storage, or simply have more privacy along the water. This waterfront living allows you to participate in all the festivities that come with living in Bay St. Louis all while letting your boat stay in the water just off your back porch.