# 5049 Georgia Street, Bay Saint Louis, MS 39520 > **TL;DR:** 3bd/2ba single family, $439,900 ($290/sqft), built 2026, 1,515 sqft. > Waterfront, A/C. Est. $2,352/mo. Listed 241 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $439,900 | | Price/sqft | $290 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,515 | | Year Built | 2026 | | Lot Size | 5,227 sqft (0.12 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 241 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,224 | | Estimated Insurance | $128 | | **Total** | **$2,352** | ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2026 - 0.12 acre lot - 2 parking spaces - Waterfront ## Description ### Agent Description This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. A brand new mid level deck was just added, doubling the outdoor living space, creating a shaded, livable area large enough for a full-sized outdoor dining table, full outdoor furniture set, with room to spare. Inside, cathedral ceilings and an open floor create a bright, open living area. The kitchen was made with the chef in mind, with quartz countertops, a large island, custom cabinetry, and stainless steel appliances. The primary suite offers a walk-in tile shower and a spacious walk-in closet. The ground floor storage room now has a second story, giving owners real, usable space for boat gear, beach chairs, and everything else that comes with coastal living. Built in 2026, this home skips the usual list of updates and repairs that come with buying older homes on the coast. Sitting in a higher elevation AE flood zone, insurance costs stay more manageable than many waterfront properties on the coast, which is a real advantage that buyers are looking for. Downtown Bay St. Louis and its Old Town shops, galleries, and waterfront restaurants are just a few minutes drive by car or a short boat ride away. The adjacent lot next door is also available for purchase, giving you the option to expand. You could add extra parking or storage, or simply have more privacy along the water. This waterfront living allows you to participate in all the festivities that come with living in Bay St. Louis all while letting your boat stay in the water just off your back porch. ## Location - **Address:** 5049 Georgia Street, Bay Saint Louis, MS 39520 - **County:** Hancock - **Neighborhood:** Shoreline Park - **Coordinates:** 30.323813, -89.41016 - **Google Maps:** https://www.google.com/maps?q=30.323813,-89.41016 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/5049-Georgia-Street-Bay-Saint-Louis-MS-39520/unbranded ## Listing Agent - **Name:** Kaleb Allen · **License:** S58202 - **Brokerage:** Coldwell Banker Alfonso Realty,Inc. - **Broker Phone:** (228) 287-1000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5049-Georgia-St_Bay-St-Louis_MS_39520_M99716-10465?f=listhub&s=MGCMLSMS&m=4141586&c=propsimple) ## Photos ![5049 Georgia Street - Photo 1](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f318253763r.jpg) ![5049 Georgia Street - Photo 2](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1223356118r.jpg) ![5049 Georgia Street - Photo 3](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f4209831144r.jpg) ![5049 Georgia Street - Photo 4](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1640387106r.jpg) ![5049 Georgia Street - Photo 5](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1065774126r.jpg) ![5049 Georgia Street - Photo 6](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f198463617r.jpg) ![5049 Georgia Street - Photo 7](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f2049567829r.jpg) ![5049 Georgia Street - Photo 8](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3165245958r.jpg) ![5049 Georgia Street - Photo 9](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1904287234r.jpg) ![5049 Georgia Street - Photo 10](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1847461088r.jpg) ![5049 Georgia Street - Photo 11](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1999290629r.jpg) ![5049 Georgia Street - Photo 12](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3864833303r.jpg) ![5049 Georgia Street - Photo 13](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f575804456r.jpg) ![5049 Georgia Street - Photo 14](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3523387467r.jpg) ![5049 Georgia Street - Photo 15](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1144449655r.jpg) ![5049 Georgia Street - Photo 16](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f794400054r.jpg) ![5049 Georgia Street - Photo 17](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f659355187r.jpg) ![5049 Georgia Street - Photo 18](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1063680507r.jpg) ![5049 Georgia Street - Photo 19](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f786486967r.jpg) ![5049 Georgia Street - Photo 20](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3332553165r.jpg) ![5049 Georgia Street - Photo 21](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3443405218r.jpg) ![5049 Georgia Street - Photo 22](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f251400654r.jpg) ![5049 Georgia Street - Photo 23](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3484251195r.jpg) ![5049 Georgia Street - Photo 24](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f4063444607r.jpg) ![5049 Georgia Street - Photo 25](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1823183533r.jpg) ![5049 Georgia Street - Photo 26](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1652158939r.jpg) ![5049 Georgia Street - Photo 27](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f300798234r.jpg) ![5049 Georgia Street - Photo 28](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1523983718r.jpg) ![5049 Georgia Street - Photo 29](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f276366051r.jpg) ![5049 Georgia Street - Photo 30](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3271651072r.jpg) ![5049 Georgia Street - Photo 31](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3741455453r.jpg) ![5049 Georgia Street - Photo 32](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3096782841r.jpg) ![5049 Georgia Street - Photo 33](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3203441069r.jpg) ![5049 Georgia Street - Photo 34](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3718566765r.jpg) ![5049 Georgia Street - Photo 35](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f956293298r.jpg) ![5049 Georgia Street - Photo 36](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3778458244r.jpg) ![5049 Georgia Street - Photo 37](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f3724624676r.jpg) ![5049 Georgia Street - Photo 38](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f1741214042r.jpg) ![5049 Georgia Street - Photo 39](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f2557647200r.jpg) ![5049 Georgia Street - Photo 40](http://lh.rdcpix.com/e2b3b20e42f6927f671a11754cc37ba7l-f816602335r.jpg) --- **MLS#:** 4141586 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/5049-georgia-street-bay-saint-louis-ms-39520-e5e384802eba456090938475dbcf8daa) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/5049-georgia-street-bay-saint-louis-ms-39520-e5e384802eba456090938475dbcf8daa#listing", "url": "https://www.propertysimple.ai/listing/5049-georgia-street-bay-saint-louis-ms-39520-e5e384802eba456090938475dbcf8daa", "name": "5049 Georgia Street, Bay Saint Louis, MS 39520", "description": "This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. 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