# 507 Useppa, Useppa Island, FL 33924 > **TL;DR:** 3bd/2ba single family, $895,000 ($557/sqft), built 1980, 1,606 sqft. > Fireplace, View, A/C. Est. $4,787/mo. Listed 92 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $895,000 | | Price/sqft | $557 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,606 | | Year Built | 1980 | | Lot Size | 2,222 sqft (0.05 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 92 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,526 | | Estimated Insurance | $261 | | **Total** | **$4,787** | ## Key Amenities - Fireplace - View - A/C ## Property Highlights - Built in 1980 - 0.05 acre lot - 2 stories - Fireplace ## Description ### Agent Description "Fancy Free Cottage" is located along the northwestern shoreline of Useppa Island and possesses many of the qualities that make for a quaint and private island retreat. This attached villa features three bedrooms and two baths encompassing more than 1,600 square feet of air-conditioned living space. From the moment you approach the front door, the difference is apparent: the end-unit setting offers additional openness and privacy, with lush tropical landscaping in place of the neighboring residence found alongside interior units. Situated just steps from the shoreline, its position provides expansive water views to the north and west, along with magnificent sunsets overlooking Boca Grande and Charlotte Harbor in the distance. Those waters and surrounding islands are easily accessible, as ownership of this unit includes the right to dock a boat of up to 24 feet at a nearby community dock at no additional cost. Through the front door, you are greeted by an open and light-filled living area overlooking the northwesterly water views through impact-rated sliding doors. The living room is spacious enough to accommodate a variety of dining and seating arrangements and also features a fireplace and bar. Adjacent to the living room is a full kitchen with breakfast bar, providing added functionality for entertaining while maintaining a convenient and manageable footprint. The Primary Bedroom is situated on the east side of the first of two living floors and offers ample storage along with a recently renovated ensuite bathroom. Direct access to the wraparound deck is provided through classic multipaned French doors, where privacy and a tropical setting come together. The deck provides ample room for a jacuzzi, should the new owner desire one, or for a complement of patio furniture for outdoor entertaining and relaxation. Upstairs are two additional bedrooms joined by a Jack-and-Jill bathroom. The western bedroom possesses bird's-eye views over the water through impact-rated sliding doors, and those views come to life the moment you step through the sliders onto the private open balcony. The bathroom is both functional and charming, with classic coastal decor and a private water closet and bath that can be closed off with pocket doors. The easterly guest room is quaint yet spacious enough to accommodate guests of all ages and would also serve well as an office or exercise room. With this floor plan, it is not uncommon for the western guest room to become the Primary Bedroom, while the eastern guest room serves as a Primary office or den. "Fancy Free Cottage" has received a wide range of updates and thoughtful attention in recent years, creating a truly move-in-ready property without the need for renovation or significant additional work. Its location and position provide a sense of waterfront living, complete with expansive water views and convenient dockage amid a lush tropical setting-all within a quaint and manageable package offered below $1,000,000. ## Location - **Address:** 507 Useppa, Useppa Island, FL 33924 - **County:** Lee - **Neighborhood:** USEPPA ISLAND - **Coordinates:** 26.662522, -82.214096 - **Google Maps:** https://www.google.com/maps?q=26.662522,-82.214096 ## Virtual Tour & Media - **Video Tour:** https://marketing.realogy.imprev.net/03/452103/148766744/ ## Listing Agent - **Name:** Rogan White · **License:** 258023487 - **Brokerage:** Premier Sotheby's Int'l Realty - **Broker Phone:** (239) 472-2735 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/507-Useppa-Is_Captiva_FL_33924_M64476-29292?f=listhub&s=FMSWFL&m=2026034128&c=propsimple) ## Photos ![507 Useppa - Photo 1](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f501960126r.jpg) ![507 Useppa - Photo 2](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1280841517r.jpg) ![507 Useppa - Photo 3](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3009986080r.jpg) ![507 Useppa - Photo 4](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f901965459r.jpg) ![507 Useppa - Photo 5](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3439865163r.jpg) ![507 Useppa - Photo 6](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f985214747r.jpg) ![507 Useppa - Photo 7](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1663622720r.jpg) ![507 Useppa - Photo 8](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3856703285r.jpg) ![507 Useppa - Photo 9](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1668511704r.jpg) ![507 Useppa - Photo 10](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1750623570r.jpg) ![507 Useppa - Photo 11](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3314015229r.jpg) ![507 Useppa - Photo 12](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f506310803r.jpg) ![507 Useppa - Photo 13](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f584077336r.jpg) ![507 Useppa - Photo 14](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2587113988r.jpg) ![507 Useppa - Photo 15](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f4226673025r.jpg) ![507 Useppa - Photo 16](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3265761658r.jpg) ![507 Useppa - Photo 17](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f447862417r.jpg) ![507 Useppa - Photo 18](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f976536338r.jpg) ![507 Useppa - Photo 19](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1605675321r.jpg) ![507 Useppa - Photo 20](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f801647194r.jpg) ![507 Useppa - Photo 21](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2768477458r.jpg) ![507 Useppa - Photo 22](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f4022692249r.jpg) ![507 Useppa - Photo 23](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2094840758r.jpg) ![507 Useppa - Photo 24](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1981904160r.jpg) ![507 Useppa - Photo 25](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f441543571r.jpg) ![507 Useppa - Photo 26](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3712090562r.jpg) ![507 Useppa - Photo 27](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3735570192r.jpg) ![507 Useppa - Photo 28](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3135933892r.jpg) ![507 Useppa - Photo 29](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3233974824r.jpg) ![507 Useppa - Photo 30](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f221570535r.jpg) ![507 Useppa - Photo 31](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2037778959r.jpg) ![507 Useppa - Photo 32](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1716106037r.jpg) ![507 Useppa - Photo 33](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2253933764r.jpg) ![507 Useppa - Photo 34](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f945785645r.jpg) ![507 Useppa - Photo 35](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3940734730r.jpg) ![507 Useppa - Photo 36](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1441134876r.jpg) ![507 Useppa - Photo 37](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f159566373r.jpg) ![507 Useppa - Photo 38](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1337384261r.jpg) ![507 Useppa - Photo 39](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1211692707r.jpg) ![507 Useppa - Photo 40](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3106968846r.jpg) ![507 Useppa - Photo 41](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f3728034553r.jpg) ![507 Useppa - Photo 42](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2795170170r.jpg) ![507 Useppa - Photo 43](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2257296641r.jpg) ![507 Useppa - Photo 44](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1819111005r.jpg) ![507 Useppa - Photo 45](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f4006801903r.jpg) ![507 Useppa - Photo 46](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2823108465r.jpg) ![507 Useppa - Photo 47](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f132681657r.jpg) ![507 Useppa - Photo 48](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f1273531569r.jpg) ![507 Useppa - Photo 49](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f392617387r.jpg) ![507 Useppa - Photo 50](http://lh.rdcpix.com/9e9497855e9ae3b1006910fd296c8094l-f2238566557r.jpg) --- **MLS#:** 2026034128 | **Updated:** 2026-11-10 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/507-useppa-useppa-island-fl-33924-0e3f5fdaefba4952a15321ddf2bff967) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/507-useppa-useppa-island-fl-33924-0e3f5fdaefba4952a15321ddf2bff967#listing", "url": "https://www.propertysimple.ai/listing/507-useppa-useppa-island-fl-33924-0e3f5fdaefba4952a15321ddf2bff967", "name": "507 Useppa, Useppa Island, FL 33924", "description": "\"Fancy Free Cottage\" is located along the northwestern shoreline of Useppa Island and possesses many of the qualities that make for a quaint and private island retreat. This attached villa features three bedrooms and two baths encompassing more than 1,600 square feet of air-conditioned living space. From the moment you approach the front door, the difference is apparent: the end-unit setting offers additional openness and privacy, with lush tropical landscaping in place of the neighboring residence found alongside interior units. Situated just steps from the shoreline, its position provides expansive water views to the north and west, along with magnificent sunsets overlooking Boca Grande and Charlotte Harbor in the distance. Those waters and surrounding islands are easily accessible, as ownership of this unit includes the right to dock a boat of up to 24 feet at a nearby community dock at no additional cost. Through the front door, you are greeted by an open and light-filled living area overlooking the northwesterly water views through impact-rated sliding doors. The living room is spacious enough to accommodate a variety of dining and seating arrangements and also features a fireplace and bar. Adjacent to the living room is a full kitchen with breakfast bar, providing added functionality for entertaining while maintaining a convenient and manageable footprint. The Primary Bedroom is situated on the east side of the first of two living floors and offers ample storage along with a recently renovated ensuite bathroom. Direct access to the wraparound deck is provided through classic multipaned French doors, where privacy and a tropical setting come together. The deck provides ample room for a jacuzzi, should the new owner desire one, or for a complement of patio furniture for outdoor entertaining and relaxation. Upstairs are two additional bedrooms joined by a Jack-and-Jill bathroom. The western bedroom possesses bird's-eye views over the water through impact-rated sliding doors, and those views come to life the moment you step through the sliders onto the private open balcony. The bathroom is both functional and charming, with classic coastal decor and a private water closet and bath that can be closed off with pocket doors. The easterly guest room is quaint yet spacious enough to accommodate guests of all ages and would also serve well as an office or exercise room. With this floor plan, it is not uncommon for the western guest room to become the Primary Bedroom, while the eastern guest room serves as a Primary office or den. \"Fancy Free Cottage\" has received a wide range of updates and thoughtful attention in recent years, creating a truly move-in-ready property without the need for renovation or significant additional work. 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