# 509 Lucombe Circle, Mount Sterling, KY 40353

> **TL;DR:** 3bd/2ba single family, $279,900 ($227/sqft), built 2025, 1,232 sqft.
> Waterfront, A/C. Est. $1,497/mo. Listed 27 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $279,900 |
| Price/sqft | $227 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,232 |
| Year Built | 2025 |
| Lot Size | 11,326 sqft (0.26 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 27 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,415 |
| Estimated Insurance | $82 |
| **Total** | **$1,497** |

## Nearby Schools

- **Elementary:** Mt Sterling
- **Middle:** McNabb
- **High:** Montgomery Co

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2025
- 0.26 acre lot
- Waterfront

## Description

### Agent Description
Tucked away in the back of a cul-de-sac, this new construction ranch home offers 3 bedrooms, 2 full baths, and 1,232 square feet of well-designed living space. The open floor plan connects the living, kitchen, and dining areas beneath vaulted ceilings with a wood beam accent, creating a bright and inviting main living space. The kitchen features white shaker-style cabinetry with crown molding, black hardware, slow-close features, granite countertops, Frigidaire stainless steel appliances, tile backsplash, and a center island with breakfast bar seating. Wood-look luxury vinyl plank flooring runs throughout the main living areas, with carpet in the bedrooms for added comfort. The primary suite includes a double vanity and tiled walk-in shower, while the second full bath offers coordinated finishes and a tub/shower combination. Exterior features include a covered front patio, attached two-car garage, and rear deck overlooking the backyard. The lot is bigger than it appears giving more yard on the right side on the home. French Drain installation ensure proper water flow away from the house. With brand-new finishes throughout and a practical single-level layout, this home is waiting for you!

## Location

- **Address:** 509 Lucombe Circle, Mount Sterling, KY 40353
- **County:** Montgomery
- **Neighborhood:** Twin Oaks
- **Coordinates:** 38.099265, -83.91551
- **Google Maps:** https://www.google.com/maps?q=38.099265,-83.91551

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/b82ba218-5758-4307-a756-536e6b3f9e85?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** Natalie Avant
- **Brokerage:** Prudential Don Foster Realtors
- **Phone:** 8594923524
- **Broker Phone:** (859) 623-9427
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/509-Lucombe-Cir_Mt-Sterling_KY_40353_M31462-73292?f=listhub&s=LBARKY&m=26022844&c=propsimple)

## Photos

![509 Lucombe Circle - Photo 1](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3275370427r.jpg)

![509 Lucombe Circle - Photo 2](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2554684724r.jpg)

![509 Lucombe Circle - Photo 3](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f427843710r.jpg)

![509 Lucombe Circle - Photo 4](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f533508166r.jpg)

![509 Lucombe Circle - Photo 5](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2409599602r.jpg)

![509 Lucombe Circle - Photo 6](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2351538880r.jpg)

![509 Lucombe Circle - Photo 7](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2384523652r.jpg)

![509 Lucombe Circle - Photo 8](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3723530798r.jpg)

![509 Lucombe Circle - Photo 9](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3696637317r.jpg)

![509 Lucombe Circle - Photo 10](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3682957455r.jpg)

![509 Lucombe Circle - Photo 11](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3823880212r.jpg)

![509 Lucombe Circle - Photo 12](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2872267090r.jpg)

![509 Lucombe Circle - Photo 13](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f766750412r.jpg)

![509 Lucombe Circle - Photo 14](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2518951531r.jpg)

![509 Lucombe Circle - Photo 15](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1150804451r.jpg)

![509 Lucombe Circle - Photo 16](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2325552663r.jpg)

![509 Lucombe Circle - Photo 17](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1780104197r.jpg)

![509 Lucombe Circle - Photo 18](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1788145886r.jpg)

![509 Lucombe Circle - Photo 19](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f816192556r.jpg)

![509 Lucombe Circle - Photo 20](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3227619261r.jpg)

![509 Lucombe Circle - Photo 21](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2978894734r.jpg)

![509 Lucombe Circle - Photo 22](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2666113470r.jpg)

![509 Lucombe Circle - Photo 23](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f4062174457r.jpg)

![509 Lucombe Circle - Photo 24](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3381551811r.jpg)

![509 Lucombe Circle - Photo 25](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2492786017r.jpg)

![509 Lucombe Circle - Photo 26](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f795398097r.jpg)

![509 Lucombe Circle - Photo 27](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1183507724r.jpg)

![509 Lucombe Circle - Photo 28](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f4051533460r.jpg)

![509 Lucombe Circle - Photo 29](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f510724173r.jpg)

![509 Lucombe Circle - Photo 30](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f820417383r.jpg)

![509 Lucombe Circle - Photo 31](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1283937074r.jpg)

![509 Lucombe Circle - Photo 32](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2472536083r.jpg)

![509 Lucombe Circle - Photo 33](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1739846643r.jpg)

![509 Lucombe Circle - Photo 34](http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f814180254r.jpg)

---

**MLS#:** 26022844 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844#listing",
  "url": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844",
  "name": "509 Lucombe Circle, Mount Sterling, KY 40353",
  "description": "Tucked away in the back of a cul-de-sac, this new construction ranch home offers 3 bedrooms, 2 full baths, and 1,232 square feet of well-designed living space. The open floor plan connects the living, kitchen, and dining areas beneath vaulted ceilings with a wood beam accent, creating a bright and inviting main living space. The kitchen features white shaker-style cabinetry with crown molding, black hardware, slow-close features, granite countertops, Frigidaire stainless steel appliances, tile backsplash, and a center island with breakfast bar seating. Wood-look luxury vinyl plank flooring runs throughout the main living areas, with carpet in the bedrooms for added comfort. The primary suite includes a double vanity and tiled walk-in shower, while the second full bath offers coordinated finishes and a tub/shower combination. Exterior features include a covered front patio, attached two-car garage, and rear deck overlooking the backyard. The lot is bigger than it appears giving more yard on the right side on the home. French Drain installation ensure proper water flow away from the house. With brand-new finishes throughout and a practical single-level layout, this home is waiting for you!",
  "image": [
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3275370427r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2554684724r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f427843710r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f533508166r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2409599602r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2351538880r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2384523652r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3723530798r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3696637317r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3682957455r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3823880212r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2872267090r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f766750412r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2518951531r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1150804451r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2325552663r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1780104197r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1788145886r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f816192556r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3227619261r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2978894734r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2666113470r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f4062174457r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3381551811r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2492786017r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f795398097r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1183507724r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f4051533460r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f510724173r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f820417383r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1283937074r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2472536083r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1739846643r.jpg",
    "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f814180254r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3275370427r.jpg",
    "caption": "509 Lucombe Circle - Mount Sterling, KY"
  },
  "datePosted": "2026-08-17T00:00:00+00:00",
  "dateModified": "2026-09-12T20:41:23.572137+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844#property",
    "name": "509 Lucombe Circle, Mount Sterling, KY 40353",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "509 Lucombe Circle",
      "addressLocality": "Mount Sterling",
      "addressRegion": "KY",
      "postalCode": "40353",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 38.099265,
      "longitude": -83.91551
    },
    "image": [
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3275370427r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2554684724r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f427843710r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f533508166r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2409599602r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2351538880r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2384523652r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3723530798r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3696637317r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3682957455r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3823880212r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2872267090r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f766750412r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2518951531r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1150804451r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2325552663r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1780104197r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1788145886r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f816192556r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3227619261r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2978894734r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2666113470r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f4062174457r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f3381551811r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2492786017r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f795398097r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1183507724r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f4051533460r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f510724173r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f820417383r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1283937074r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f2472536083r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f1739846643r.jpg",
      "http://lh.rdcpix.com/10fe3f6aee2c8a0067b8a0990384decfl-f814180254r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "26022844"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 2,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1232,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2025,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Electric (Heating), Heat Pump (Heating)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Heat Pump"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, Microwave, Refrigerator, Range"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile, Carpet, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Brick Veneer,  Vinyl Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage - Attached, Driveway, Off Street"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Waterfront",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.26 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844#offer",
    "url": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844",
    "price": 279900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844#agent",
    "name": "Natalie Avant",
    "telephone": "8594923524",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/509-lucombe-circle-mt-sterling-ky-40353-26022844#brokerage",
      "name": "Prudential Don Foster Realtors",
      "telephone": "(859) 623-9427"
    }
  }
}
```