About This Home

This 5-bedroom, 3-bathroom single family at 509 Upper Hines Creek Road in Richmond, KY is listed for $775,000 ($218 per sqft). Built in 2026, the home offers 3,548 sqft of living space on a 1.29 acres lot.

Key Features

  • Built in 2026
  • 1.29 acre lot
  • Fireplace

Property Details

1 story
3 full
2-car garage
2026

Amenities

FireplaceHardwoodA/C
Listing Description

BUILDER PAY A 2-1 RATE BUY DOWN FOR THE BUYER (VAULE $18,000!) The popular Devonshire Plan by Payne Homes has won countless awards with the BIA of Central Kentucky and once you walk in the front door... you'll know why! This luxury all brick/stone ranch home is located in the established Shiloh Pointe subdivision of North Madison County.

The main level comes complete with a double door grand formal foyer, 2 spare bedrooms (each with walk in closets) and one connects directly to the full bathroom (with quartz counters and 2 sinks), a large formal dining room (which would make a great office if needed), open concept kitchen/dining/great room, a gorgeous feature wall with a gas logs fireplace and built ins surrounding, primary ensuite, laundry room + mud room spaces.

More details on the kitchen include: soft close hinges and drawers, stainless appliances including a gas range, walk in pantry, quartz counter tops and an 8' island bar. The primary ensuite is truly a retreat and features a walk in closet, trey ceiling with crown molding, double bowl raised height vanity, linen closet and a fully tiled walk in shower with frameless glass door.

Downstairs: spacious and comfortable family/rec room, bedrooms 4 + 5, 3rd full bathroom (also with quartz counters & a linen closet), TWO unfinished storage spaces and one has double man doors leading to the outside... ideal for storing your lawn equipment!

Outside this home will have a covered back deck off the kitchen and a lower level covered patio. This home features a gas tankless water heater, city sewer, 1.29 acres and a side entry garage. Purchase with confidence and discover the distinctive quality of Payne Homes.

With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA fee is $250/year. This home is now finished and move in ready! One year builders warranty for your peace of mind. Seller has a real estate license.

Monthly Cost Estimate

$4,395/mo

20% down · 6.5% · 30 years

Principal$560
Interest$3,358
Insurance$226
HOA$250

Estimates only. Actual payments may vary.

Location

509 Upper Hines Creek Road

Richmond, KY 40475

Shiloh Pointe

Features & Amenities

Interior Features

Breakfast BarEntrance FoyerPrimary First FloorWalk-In Closet(s)Ceiling Fan(s)

Property Details

Flooring

Tile - CeramicHardwoodCarpet

Construction

Brick Veneer Stone

Parking

OpenDrivewayGarageGarage - Attached

Heating

Heat Pump (Heating)Zoned

Cooling

ZonedHeat Pump

Appliances

DishwasherGas RangeMicrowaveRefrigeratorRangeSelf Cleaning OvenVented Exhaust FanDishwasherGas RangeMicrowaveRefrigeratorRangeSelf Cleaning OvenVented Exhaust Fan

Questions & Answers

This 5-bedroom, 3-bathroom single family at 509 Upper Hines Creek Road is listed at $775,000 ($218/sqft). The estimated monthly payment is $4,395 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 2026, 1.29 acre lot, Fireplace. Interior Features: Breakfast Bar, Entrance Foyer, Primary First Floor.

This property is listed by Amanda S Marcum.

AM

Amanda S Marcum

Agent at Prudential Don Foster Realtors

Listed by Prudential Don Foster Realtors · Broker phone: (859) 623-9427 · View on Broker Site · Broker website

MLS# 26008532· Source: ImagineMLS· 193 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

509 Upper Hines Creek Road, Richmond, KY 40475

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