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About This Home

This 0-bedroom, 0-bathroom single family at 51 Cross Street in Urbanna, VA is listed for $485,000. Built in 1906, on a 0.22 acres lot.

Agent Description

A rare opportunity in the heart of Urbanna! Ideally situated just steps from the Town Marina and Harbour, 51 Cross Street offers an unbeatable location in the charming and walkable downtown district of Urbanna, Virginia-famous for its annual Oyster Festival and welcoming coastal community.

This historic commercial building, originally constructed in 1906, underwent a full interior rebuild in 2006, with additional updates in 2012 including new plumbing, electrical, and HVAC systems. Throughout the space, the original wood floors, tall ceilings, and preserved architectural elements maintain the character and charm of a bygone era.

Spanning over 7,300 square feet of finished space, this property features 14 individual spaces plus shared common areas, currently suited for offices, salons, a coffee shop, retail, and more. Zoned for mixed commercial use, the layout supports both owner-occupants and investors looking to lease multiple units.

Off-street parking, town water and sewer, and versatile floor plans add to the building's appeal. Whether you're looking to expand your existing business, invest in a revenue-generating property, or take part in Urbanna's small-town charm and growing tourism, this is a property full of potential.

Key Features

  • Built in 1906
  • 0.22 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
4 spaces
1906

Amenities

A/C

Monthly Cost Estimate

$2,594/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141

Estimates only. Actual payments may vary.

Location

51 Cross Street

Urbanna, VA 23175

Property Details

Heating

Zoned

Cooling

Central Air

Questions & Answers

This 0-bedroom, 0-bathroom single family at 51 Cross Street is listed at $485,000. The estimated monthly payment is $2,102 based on 20% down at 6.5% interest.

Key features include: Built in 1906, 0.22 acre lot, 2 stories, 4 parking spaces.

This property is listed by John Martin and can be reached at 8049286292 or johnmartin@srmfre.com.

JM

John Martin

Agent at Shaheen Ruth Martin & Fonville

(804) 928-6292

Listed by Shaheen Ruth Martin & Fonville

MLS# 2519440· Source: listhub· Updated 318 days ago

Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

51 Cross Street, Urbanna, VA 23175

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