About This Home

This 4-bedroom, 4-bathroom single family at 5101 Hwy 4 in Jay, FL is listed for $675,000 ($213 per sqft). Built in 1987, the home offers 3,174 sqft of living space on a 3.50 acres lot.

Key Features

  • Built in 1987
  • 3.50 acre lot
  • 2 stories
  • 10 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
10 spaces
1987

Amenities

FireplaceWaterfrontHardwoodA/CRV Parking
Listing Description

Nestled on nearly 3.5 acres in Jay, this custom-built home offers a peaceful setting with a creek bordering the property and a winding driveway leading to a private homesite. Lovingly cared for by its original owners, the 4-bedroom, 3.5-bath home has been updated with a 2023 roof, two HVAC systems replaced in 2020 and 2023, and a 2024 water heater and is being sold PARTIALLY FURNISHED.

Inside, 20-foot cathedral ceilings with exposed cedar beams, floor-to-ceiling windows, hardwood flooring, porcelain tile and a striking stone fireplace with a Buck Stove insert create an impressive main living space. The kitchen features solid wood cabinetry, a center island with breakfast bar, and a pantry, while the adjoining family room includes a built-in entertainment center and direct access to the open deck for easy indoor-outdoor living.

The primary suite overlooks the pool and includes a spacious walk-in closet and a unique ensuite bathroom with separate his-and-hers vanities connected by a dual-access pass-through shower. Two additional main-level bedrooms each offer walk-in closets.

Upstairs, a loft overlooks the living area and leads to an oversized fourth bedroom featuring cathedral ceilings, attic storage, a large walk-in closet, and an updated bathroom with double vanities and a tiled walk-in shower. Step outside to enjoy the in-ground pool surrounded by composite decking, mature landscaping, and a covered gazebo with an attached storage closet for pool equipment.

A dedicated pool-access bathroom adds convenience for outdoor entertaining. The property also includes a two-car garage with two storage rooms, a one-car carport with attached storage, Vacuflo central vacuum, an Aquasana whole-house water filtration system, a security system, and an irrigation system supplied by a private well. With wooded privacy, open space, and room to expand, this property offers the flexibility to enjoy country living while still having every modern convenience.

Monthly Cost Estimate

$3,610/mo

20% down · 6.5% · 30 years

Principal$488
Interest$2,925
Insurance$197

Estimates only. Actual payments may vary.

Location

5101 Hwy 4

Jay, FL 32565

Features & Amenities

Interior Features

StorageBaseboardsBookcasesCathedral Ceiling(s)Ceiling Fan(s)Crown MoldingHigh CeilingsBonus Room

Exterior Features

Fire PitIrrigation WellSprinklerRain Gutters

Property Details

Flooring

CarpetHardwoodSimulated wood

Construction

Frame

Outdoor Features

Deck

Parking

GarageCarportOpenRVBoat

Heating

Fireplace(s)Central

Cooling

Central AirCeiling Fan(s)

Appliances

Electric Water HeaterDryerWasherBuilt In MicrowaveDishwasherMicrowaveRefrigeratorOven

Questions & Answers

This 4-bedroom, 4-bathroom single family at 5101 Hwy 4 is listed at $675,000 ($213/sqft). The estimated monthly payment is $3,610 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1987, 3.50 acre lot, 2 stories, 10 parking spaces, Fireplace, Waterfront. Interior Features: Storage, Baseboards, Bookcases. Exterior Features: Fire Pit, Irrigation Well, Sprinkler.

This property is listed by Travis Talley and can be reached at 8509165800.

TT

Travis Talley

Agent at Florida Investment Group LLC dba Keller Williams Realty Gulf Coast

(850) 916-5800

Listed by Florida Investment Group LLC dba Keller Williams Realty Gulf Coast · Broker phone: (850) 471-5000 · View on Broker Site

MLS# 685341· Source: Pensacola Association of REALTORS· 77 days on PropertySimple

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5101 Hwy 4, Jay, FL 32565

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