# 5101 Hwy 4, Jay, FL 32565 > **TL;DR:** 4bd/4ba single family, $675,000 ($213/sqft), built 1987, 3,174 sqft. > Fireplace, Waterfront, Hardwood, A/C. Est. $3,610/mo. Listed 74 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $675,000 | | Price/sqft | $213 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,174 | | Year Built | 1987 | | Lot Size | 152,460 sqft (3.50 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 74 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,413 | | Estimated Insurance | $197 | | **Total** | **$3,610** | ## Nearby Schools - **Elementary:** Jay - **Middle:** JAY - **High:** Jay ## Key Amenities - Fireplace - Waterfront - Hardwood - A/C - RV Parking ## Property Highlights - Built in 1987 - 3.50 acre lot - 2 stories - 10 parking spaces - Fireplace - Waterfront ## Description ### Agent Description Nestled on nearly 3.5 acres in Jay, this custom-built home offers a peaceful setting with a creek bordering the property and a winding driveway leading to a private homesite. Lovingly cared for by its original owners, the 4-bedroom, 3.5-bath home has been updated with a 2023 roof, two HVAC systems replaced in 2020 and 2023, and a 2024 water heater and is being sold PARTIALLY FURNISHED. Inside, 20-foot cathedral ceilings with exposed cedar beams, floor-to-ceiling windows, hardwood flooring, porcelain tile and a striking stone fireplace with a Buck Stove insert create an impressive main living space. The kitchen features solid wood cabinetry, a center island with breakfast bar, and a pantry, while the adjoining family room includes a built-in entertainment center and direct access to the open deck for easy indoor-outdoor living. The primary suite overlooks the pool and includes a spacious walk-in closet and a unique ensuite bathroom with separate his-and-hers vanities connected by a dual-access pass-through shower. Two additional main-level bedrooms each offer walk-in closets. Upstairs, a loft overlooks the living area and leads to an oversized fourth bedroom featuring cathedral ceilings, attic storage, a large walk-in closet, and an updated bathroom with double vanities and a tiled walk-in shower. Step outside to enjoy the in-ground pool surrounded by composite decking, mature landscaping, and a covered gazebo with an attached storage closet for pool equipment. A dedicated pool-access bathroom adds convenience for outdoor entertaining. The property also includes a two-car garage with two storage rooms, a one-car carport with attached storage, Vacuflo central vacuum, an Aquasana whole-house water filtration system, a security system, and an irrigation system supplied by a private well. With wooded privacy, open space, and room to expand, this property offers the flexibility to enjoy country living while still having every modern convenience. ## Location - **Address:** 5101 Hwy 4, Jay, FL 32565 - **County:** Santa Rosa - **Coordinates:** 30.950503, -87.100339 - **Google Maps:** https://www.google.com/maps?q=30.950503,-87.100339 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/e91e65ae-29fb-49ca-8b4e-592dd8f9e88f?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Travis Talley - **Brokerage:** Florida Investment Group LLC dba Keller Williams Realty Gulf Coast - **Phone:** 8509165800 - **Broker Phone:** (850) 471-5000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5101-Highway-4_Jay_FL_32565_M57917-69310?f=listhub&s=PARFL&m=685341&c=propsimple) ## Photos ![5101 Hwy 4 - Photo 1](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f2522665656r.jpg) ![5101 Hwy 4 - Photo 2](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f2794734142r.jpg) ![5101 Hwy 4 - Photo 3](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f105223604r.jpg) ![5101 Hwy 4 - Photo 4](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1671517147r.jpg) ![5101 Hwy 4 - Photo 5](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f687398644r.jpg) ![5101 Hwy 4 - Photo 6](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f3489947411r.jpg) ![5101 Hwy 4 - Photo 7](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1280053947r.jpg) ![5101 Hwy 4 - Photo 8](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f2971765397r.jpg) ![5101 Hwy 4 - Photo 9](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1669028144r.jpg) ![5101 Hwy 4 - Photo 10](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f413372791r.jpg) ![5101 Hwy 4 - Photo 11](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f968359114r.jpg) ![5101 Hwy 4 - Photo 12](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f2869743677r.jpg) ![5101 Hwy 4 - Photo 13](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1403677678r.jpg) ![5101 Hwy 4 - Photo 14](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f657910425r.jpg) ![5101 Hwy 4 - Photo 15](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f3686339204r.jpg) ![5101 Hwy 4 - Photo 16](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1340373063r.jpg) ![5101 Hwy 4 - Photo 17](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f3016968259r.jpg) ![5101 Hwy 4 - Photo 18](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f3284874804r.jpg) ![5101 Hwy 4 - Photo 19](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f255934799r.jpg) ![5101 Hwy 4 - Photo 20](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f3700645428r.jpg) ![5101 Hwy 4 - Photo 21](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f716644358r.jpg) ![5101 Hwy 4 - Photo 22](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1573859096r.jpg) ![5101 Hwy 4 - Photo 23](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1828705429r.jpg) ![5101 Hwy 4 - Photo 24](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1567467423r.jpg) ![5101 Hwy 4 - Photo 25](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f105223604r.jpg) ![5101 Hwy 4 - Photo 26](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1876350012r.jpg) ![5101 Hwy 4 - Photo 27](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1822023096r.jpg) ![5101 Hwy 4 - Photo 28](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f3233298283r.jpg) ![5101 Hwy 4 - Photo 29](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1178495009r.jpg) ![5101 Hwy 4 - Photo 30](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1674904408r.jpg) ![5101 Hwy 4 - Photo 31](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f4266513517r.jpg) ![5101 Hwy 4 - Photo 32](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f1000700282r.jpg) ![5101 Hwy 4 - Photo 33](http://lh.rdcpix.com/4d557c68aa69562d79361f3313428048l-f354295695r.jpg) --- **MLS#:** 685341 | **Updated:** 2026-09-13 **Source:** listhub *Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/5101-hwy-4-jay-fl-32565-l685341) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/5101-hwy-4-jay-fl-32565-l685341#listing", "url": "https://www.propertysimple.ai/listing/5101-hwy-4-jay-fl-32565-l685341", "name": "5101 Hwy 4, Jay, FL 32565", "description": "Nestled on nearly 3.5 acres in Jay, this custom-built home offers a peaceful setting with a creek bordering the property and a winding driveway leading to a private homesite. Lovingly cared for by its original owners, the 4-bedroom, 3.5-bath home has been updated with a 2023 roof, two HVAC systems replaced in 2020 and 2023, and a 2024 water heater and is being sold PARTIALLY FURNISHED. Inside, 20-foot cathedral ceilings with exposed cedar beams, floor-to-ceiling windows, hardwood flooring, porcelain tile and a striking stone fireplace with a Buck Stove insert create an impressive main living space. The kitchen features solid wood cabinetry, a center island with breakfast bar, and a pantry, while the adjoining family room includes a built-in entertainment center and direct access to the open deck for easy indoor-outdoor living. The primary suite overlooks the pool and includes a spacious walk-in closet and a unique ensuite bathroom with separate his-and-hers vanities connected by a dual-access pass-through shower. Two additional main-level bedrooms each offer walk-in closets. Upstairs, a loft overlooks the living area and leads to an oversized fourth bedroom featuring cathedral ceilings, attic storage, a large walk-in closet, and an updated bathroom with double vanities and a tiled walk-in shower. Step outside to enjoy the in-ground pool surrounded by composite decking, mature landscaping, and a covered gazebo with an attached storage closet for pool equipment. A dedicated pool-access bathroom adds convenience for outdoor entertaining. The property also includes a two-car garage with two storage rooms, a one-car carport with attached storage, Vacuflo central vacuum, an Aquasana whole-house water filtration system, a security system, and an irrigation system supplied by a private well. 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