About This Home

This 3-bedroom, 2-bathroom single family at 5105 Locke Drive in Richmond, KY is listed for $439,900 ($225 per sqft). Built in 2026, the home offers 1,955 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 2026
  • 0.20 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
2026

Amenities

FireplaceA/C
Listing Description

Lot 240 - The Devonshire Plan is a sprawling nearly 2000sqft ranch home with all the bells & whistles! The main living areas are wide open & ideal for entertaining or just being all together. There is not only a breakfast bar but 2 additional dining areas.

The focal point of the living area is the fireplace with built in book shelves on each side. This home also features a spacious laundry/drop zone off the garage leading to the kitchen with a walk in pantry too! Notable primary ensuite with 5' x 3' tiled shower with fiberglass pan & glass shower door.

All bedrooms have walk in closets. Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details.

HOA Fee $250/Year. Magnolia Pointe offers a family park, walking trails, fishing ponds, street lights, cluster mailboxes for neater looking streets and a dog park for its residents to enjoy! KU Electric, Richmond Utilities for Gas, Water & Sewer. 1 Year Builder's Warranty.

Monthly Cost Estimate

$2,603/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,906
Insurance$128
HOA$250

Estimates only. Actual payments may vary.

Location

5105 Locke Drive

Richmond, KY 40475

Magnolia Pointe

Features & Amenities

Interior Features

Breakfast BarEntrance FoyerPrimary First FloorWalk-In Closet(s)Ceiling Fan(s)

Property Details

Flooring

WoodCarpetTile

Construction

Vinyl Siding Brick

Parking

DrivewayGarage - AttachedGarageOff StreetOpen

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherMicrowaveRefrigeratorRangeSelf Cleaning OvenDishwasherMicrowaveRefrigeratorRangeSelf Cleaning Oven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5105 Locke Drive is listed at $439,900 ($225/sqft). The estimated monthly payment is $2,602 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 2026, 0.20 acre lot, Fireplace. Interior Features: Breakfast Bar, Entrance Foyer, Primary First Floor.

This property is listed by Amanda S Marcum and can be reached at 8593532853.

AM

Amanda S Marcum

Agent at Prudential Don Foster Realtors

(859) 353-2853
Agent website

Listed by Prudential Don Foster Realtors · Broker phone: (859) 623-9427 · View on Broker Site · Broker website

MLS# 26024088· Source: ImagineMLS· 48 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5105 Locke Drive, Richmond, KY 40475

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