About This Home

This 1-bedroom, 2-bathroom condo at 5115 Gulf Drive #1403 in Panama City, FL is listed for $385,900 ($437 per sqft). Built in 2006, the home offers 883 sqft of living space on a N/A lot.

Key Features

  • Built in 2006
  • Waterfront

Property Details

2 full
#1403
2006

Amenities

WaterfrontA/C
Listing Description

Some beachfront condos sell because they're on the beach. Others stand out because of what buyers experience the moment they walk through the door. Seychelles 1403 is one of those properties. Positioned in the desirable mid-stack of the building, this beautifully maintained Gulf-front residence captures the sweeping views buyers come to Panama City

Beach for while offering a floor plan that keeps the emerald waters and sugar-white sand beaches front and center. Expansive 9-foot sliding glass doors flood the living area with natural Florida sunshine and frame breathtaking panoramic Gulf views, creating a bright, open atmosphere that immediately feels like a true coastal retreat.

Step onto the private Gulf-front balcony and enjoy the sights and sounds of the beach below. Whether you're starting your day with a cup of coffee or unwinding after an afternoon on the sand, the Gulf provides the perfect backdrop for relaxed beachfront living.

Unlike many competing properties, this condo has been exceptionally well maintained and thoughtfully refreshed, allowing the next owner to begin enjoying it immediately without the need for costly updates or renovations. Recent improvements include new televisions in both the living room and bedroom, all-new rugs throughout the condo and on the balcony, and a complete deep cleaning, ensuring a fresh, turnkey presentation.

Luxury vinyl plank flooring throughout and stainless-steel appliances provide a clean, modern, and low-maintenance interior. Offered fully furnished and rental-ready, the condo comfortably accommodates up to six guests with a king-sized bed in the primary suite, built-in hallway bunks, and a sleeper sofa in the living room.

Whether you're seeking a personal beachfront getaway, second home, or income-producing investment property, the flexible floor plan is designed to meet a variety of ownership goals. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs and making budgeting more predictable.

Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and strong building security.

The resort's reputation with vacationers, combined with its location on the quieter east end of Panama City Beach near St. Andrews State Park, continues to make it a favorite destination for repeat visitors year after year. Conveniently located near dining, shopping, entertainment, boating, fishing, and outdoor recreation, Seychelles offers the per

fect combination of beachfront tranquility and easy access to everything Panama City Beach has to offer. Whether you're searching for a proven investment property or your own slice of paradise on the World's Most Beautiful Beaches, Seychelles 1403 delivers the combination buyers value most: spectacular Gulf views, turnkey condition, outstanding ame

nities, all-inclusive HOA coverage, and a location that continues to attract owners and guests alike. All measurements and information are deemed reliable but should be verified if important.

Monthly Cost Estimate

$4,434/mo

20% down · 6.5% · 30 years

Principal$279
Interest$1,672
Insurance$113
HOA$2,370

Estimates only. Actual payments may vary.

Location

5115 Gulf Drive #1403

Panama City, FL 32408

Seychelles Resort Condominium

Features & Amenities

Interior Features

CofferedCeilingsMainLevelPrimaryTubShower

Property Details

Heating

Electric (Heating)Central

Cooling

Central AirCeiling Fan(s)

Appliances

ConvectionOvenElectricRangeElectricWaterHeater

Questions & Answers

This 1-bedroom, 2-bathroom condo at 5115 Gulf Drive is listed at $385,900 ($437/sqft). The estimated monthly payment is $4,434 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2370/month.

Key features include: Built in 2006, Waterfront. Interior Features: CofferedCeilings, MainLevelPrimary, TubShower.

This property is listed by John B Skinner Jr..

JJ

John B Skinner Jr.

License 3226343

Agent at Keller Williams Realty Emerald Coast

Listed by Keller Williams Realty Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site

MLS# 786857· Source: Central Panhandle Association of REALTORS· 236 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5115 Gulf Drive #1403, Panama City, FL 32408

Open this listing in: