About This Home

This 5-bedroom, 3-bathroom single family at 512 Water Cliff Drive in Somerset, KY is listed for $650,000 ($160 per sqft). Built in 2001, the home offers 4,075 sqft of living space on a 0.79 acres lot.

Key Features

  • Built in 2001
  • 0.79 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
3-car garage
2001

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

The Fed did not reduce interest rates, so the sellers reduced the price of this welcoming home with a flexible floor plan and gorgeous view of Lake Cumberland. This home is move in ready with quick possession available, so you will have plenty of time to enjoy the lake.

Located in the peaceful Wood Lands of Lake Forest subdivision, experience relaxing lakefront living in this all-brick, two-story residence overlooking Lake Cumberland. This exceptional home offers versatile space, elegance, and panoramic lake views that can be enjoyed from every room on the lake side of the home.

With five spacious bedrooms and three full baths, including a Primary Suite and a second bedroom and full bath on the first floor, this home accommodates all stages of life-from families needing an extra first floor bedroom to empty nesters who desire first floor living but need extra space upstairs for guests.

This thoughtfully designed home provides the perfect balance of comfort and sophistication for both everyday living and entertaining. The heart of the home is a beautifully designed kitchen, featuring granite countertops, stainless steel appliances, a wet bar, and a generous breakfast area, all flowing seamlessly into the formal and casual living spaces.

The dining room provides the perfect setting for hosting gatherings, while the living room and family room create inviting spaces to relax and unwind. One of the home's most captivating features is the sun-drenched all-season sunroom offering breathtaking views of the lake and a peaceful retreat to enjoy year-round.

This home also has exceptional outdoor spaces! Step into the rear, screened-in porch and enjoy the lake view or have dinner while watching the sunset. The deck overlooking the lake is perfect for morning coffee, sunset views, or entertaining guests while taking in the natural beauty of the surrounding landscape, including the fully fenced backyard.

There is literally a place to be for everyone! Throughout the home you'll find beautiful hardwood flooring, built-in cabinetry and bookcases, and thoughtfully designed living spaces that enhance both character and functionality. The home offers 4075 square feet of finished living space above grade along with 906 square feet of unfinished basement space providing excellent storage and endless possibilities for customization.

Additional highlights include: an oversized 2 car garage on the main level, an additional 1+ car garage in the basement, and two large, walk-in attic spaces offering abundant storage. Recent updates provide peace of mind, including main level HVAC replaced in 2020 and the second floor HVAC replaced in 2024.

This exceptional property offers the rare opportunity to own a spacious lakefront home on .79 acres in one of the most desirable communities near Lake Cumberland. With a boat ramp just three minutes away and nearby shopping, you will have all you need to enjoy your beautiful new home.

Monthly Cost Estimate

$3,476/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,817
Insurance$190

Estimates only. Actual payments may vary.

Location

512 Water Cliff Drive

Somerset, KY 42503

Lake Forest

Features & Amenities

Interior Features

Breakfast BarEntrance FoyerEat-in KitchenPrimary First FloorWet BarWalk-In Closet(s)Ceiling Fan(s)

Exterior Features

Storm Door(s)

Property Details

Flooring

TileHardwoodCarpet

Construction

Brick Veneer

Views

WaterLake

Parking

Driveway

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DryerDisposalDishwasherMicrowaveRefrigeratorWasherRangeDryerDisposalDishwasherMicrowaveRefrigeratorWasherRange

Questions & Answers

This 5-bedroom, 3-bathroom single family at 512 Water Cliff Drive is listed at $650,000 ($160/sqft). The estimated monthly payment is $3,477 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2001, 0.79 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Entrance Foyer, Eat-in Kitchen. Exterior Features: Storm Door(s).

This property is listed by Lula Jean Burton.

LB

Lula Jean Burton

Agent at Turner Realty Group, LLC

Listed by Turner Realty Group, LLC · Broker phone: (606) 875-5988 · View on Broker Site · Broker website

MLS# 26004247· Source: ImagineMLS· 239 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

512 Water Cliff Drive, Somerset, KY 42503

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