About This Home

This 2-bedroom, 2-bathroom single family at 513 HARBOR Drive N in Indian Rocks Beach, FL is listed for $1,250,000 ($685 per sqft). Built in 1971, the home offers 1,826 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 1971
  • 0.18 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
2-car garage
1971

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard.

With a short boat ride to the Gulf, a private dock, and the beach just a few blocks away, every day feels like a vacation. This spacious 2 bedroom, 2 bath home offers a split floor plan where both bedroom and bathroom combos can be closed off for a private suite feel.

Great for guests and shared living. The kitchen features solid wood cabinetry, double ovens, newer appliances, and a beautiful view of the water. A built-in bar area provides additional cabinetry and a convenient space for entertaining. Newer luxury vinyl plank flooring and updated larger baseboards are found throughout, while a wood-burning fireplace adds warmth and character to the living space.

Sliding glass doors open to a covered, waterfront patio with remote controlled awning designed for relaxing and entertaining. Pour your morning coffee, enjoy an evening cocktail, or simply watch dolphins and manatees make their way along the Intracoastal.

Step outside to fish from your private dock or enjoy spectacular sunsets every evening from your own backyard. The spacious backyard also offers room to create your own private pool oasis, adding even more potential to this exceptional waterfront setting.

Updates include interior paint (2025), HVAC (2026), water heater (2024), indoor laundry room with storage, and a spacious 2 car garage with a hurricane-rated door. And then there's Indian Rocks Beach: a golf-cart-friendly community known for its award winning beaches, locally owned restaurants, shops, surf shops, waterfront nature park, tennis and

pickleball courts, library, Beach Art Center, dog park, basketball and skate parks, and laid-back coastal charm. Whether you're looking for a full-time residence, a beachside retreat, or an investment property with short-term rental potential, this is the perfect opportunity to own a piece of the Indian Rocks Beach lifestyle. Come and discover why life on the water is even better.

Monthly Cost Estimate

$6,685/mo

20% down · 6.5% · 30 years

Principal$904
Interest$5,417
Insurance$365

Estimates only. Actual payments may vary.

Location

513 HARBOR Drive N

Indian Rocks Beach, FL 33785

INDIAN BEACH RE-REVISED 29TH ADD

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Dry BarOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone Counters

Exterior Features

Awning(s)

Property Details

Flooring

TileVinylSlate

Construction

Block Stucco

Views

Water

Parking

DrivewayOpen

Heating

Electric (Heating)

Cooling

Central Air

Appliances

Built-In OvenCooktopDishwasherDisposalElectric Water HeaterIce MakerRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 513 HARBOR Drive N is listed at $1,250,000 ($685/sqft). The estimated monthly payment is $6,686 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1971, 0.18 acre lot, Fireplace, Waterfront. Interior Features: Built-in Features, Ceiling Fans(s), Dry Bar. Exterior Features: Awning(s).

This property is listed by Sharon Deegan.

SD

Sharon Deegan

Agent at Coldwell Banker

Listed by Coldwell Banker · Broker phone: (813) 754-3586 · View on Broker Site

MLS# TB8516837· Source: Stellar MLS· 132 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

513 HARBOR Drive N, Indian Rocks Beach, FL 33785

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