# 513 HARBOR Drive N, Indian Rocks Beach, FL 33785 > **TL;DR:** 2bd/2ba single family, $1,250,000 ($685/sqft), built 1971, 1,826 sqft. > Fireplace, Waterfront, View, A/C. Est. $6,686/mo. Listed 134 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,250,000 | | Price/sqft | $685 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,826 | | Year Built | 1971 | | Lot Size | 7,841 sqft (0.18 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 134 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,321 | | Estimated Insurance | $365 | | **Total** | **$6,686** | ## Nearby Schools - **Elementary:** Anona Elementary-PN - **Middle:** Seminole Middle-PN - **High:** Largo High-PN ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1971 - 0.18 acre lot - Fireplace - Waterfront ## Description ### Agent Description Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard. With a short boat ride to the Gulf, a private dock, and the beach just a few blocks away, every day feels like a vacation. This spacious 2 bedroom, 2 bath home offers a split floor plan where both bedroom and bathroom combos can be closed off for a private suite feel. Great for guests and shared living. The kitchen features solid wood cabinetry, double ovens, newer appliances, and a beautiful view of the water. A built-in bar area provides additional cabinetry and a convenient space for entertaining. Newer luxury vinyl plank flooring and updated larger baseboards are found throughout, while a wood-burning fireplace adds warmth and character to the living space. Sliding glass doors open to a covered, waterfront patio with remote controlled awning designed for relaxing and entertaining. Pour your morning coffee, enjoy an evening cocktail, or simply watch dolphins and manatees make their way along the Intracoastal. Step outside to fish from your private dock or enjoy spectacular sunsets every evening from your own backyard. The spacious backyard also offers room to create your own private pool oasis, adding even more potential to this exceptional waterfront setting. Updates include interior paint (2025), HVAC (2026), water heater (2024), indoor laundry room with storage, and a spacious 2 car garage with a hurricane-rated door. And then there's Indian Rocks Beach: a golf-cart-friendly community known for its award winning beaches, locally owned restaurants, shops, surf shops, waterfront nature park, tennis and pickleball courts, library, Beach Art Center, dog park, basketball and skate parks, and laid-back coastal charm. Whether you're looking for a full-time residence, a beachside retreat, or an investment property with short-term rental potential, this is the perfect opportunity to own a piece of the Indian Rocks Beach lifestyle. Come and discover why life on the water is even better. ## Location - **Address:** 513 HARBOR Drive N, Indian Rocks Beach, FL 33785 - **County:** Pinellas - **Neighborhood:** INDIAN BEACH RE-REVISED 29TH ADD - **Coordinates:** 27.908065, -82.835745 - **Google Maps:** https://www.google.com/maps?q=27.908065,-82.835745 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/f4787263-ab9e-491f-906f-b30e5018d1e6?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Sharon Deegan - **Brokerage:** Coldwell Banker - **Broker Phone:** (813) 754-3586 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/513-Harbor-Dr-N_Indian-Rocks-Beach_FL_33785_M52040-65311?f=listhub&s=MFRMLSFL&m=TB8516837&c=propsimple) ## Photos ![513 HARBOR Drive N - Photo 1](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f2735304487r.jpg) ![513 HARBOR Drive N - Photo 2](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3923810956r.jpg) ![513 HARBOR Drive N - Photo 3](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3863605399r.jpg) ![513 HARBOR Drive N - Photo 4](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f2709576530r.jpg) ![513 HARBOR Drive N - Photo 5](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f2709576530r.jpg) ![513 HARBOR Drive N - Photo 6](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1027670483r.jpg) ![513 HARBOR Drive N - Photo 7](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3049772608r.jpg) ![513 HARBOR Drive N - Photo 8](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3389808328r.jpg) ![513 HARBOR Drive N - Photo 9](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3389808328r.jpg) ![513 HARBOR Drive N - Photo 10](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f2544640185r.jpg) ![513 HARBOR Drive N - Photo 11](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1653111824r.jpg) ![513 HARBOR Drive N - Photo 12](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1653111824r.jpg) ![513 HARBOR Drive N - Photo 13](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1653111824r.jpg) ![513 HARBOR Drive N - Photo 14](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f2897300353r.jpg) ![513 HARBOR Drive N - Photo 15](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f194949893r.jpg) ![513 HARBOR Drive N - Photo 16](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f194949893r.jpg) ![513 HARBOR Drive N - Photo 17](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f194949893r.jpg) ![513 HARBOR Drive N - Photo 18](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f722553054r.jpg) ![513 HARBOR Drive N - Photo 19](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f59213092r.jpg) ![513 HARBOR Drive N - Photo 20](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3572386523r.jpg) ![513 HARBOR Drive N - Photo 21](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3751560481r.jpg) ![513 HARBOR Drive N - Photo 22](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f4174599792r.jpg) ![513 HARBOR Drive N - Photo 23](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3191023032r.jpg) ![513 HARBOR Drive N - Photo 24](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3802638457r.jpg) ![513 HARBOR Drive N - Photo 25](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3671847994r.jpg) ![513 HARBOR Drive N - Photo 26](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f621274411r.jpg) ![513 HARBOR Drive N - Photo 27](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1190991224r.jpg) ![513 HARBOR Drive N - Photo 28](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1190991224r.jpg) ![513 HARBOR Drive N - Photo 29](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1190991224r.jpg) ![513 HARBOR Drive N - Photo 30](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3742663991r.jpg) ![513 HARBOR Drive N - Photo 31](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3377983232r.jpg) ![513 HARBOR Drive N - Photo 32](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f2168163997r.jpg) ![513 HARBOR Drive N - Photo 33](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f2168163997r.jpg) ![513 HARBOR Drive N - Photo 34](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3149166677r.jpg) ![513 HARBOR Drive N - Photo 35](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3149166677r.jpg) ![513 HARBOR Drive N - Photo 36](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3857134748r.jpg) ![513 HARBOR Drive N - Photo 37](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3857134748r.jpg) ![513 HARBOR Drive N - Photo 38](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3857134748r.jpg) ![513 HARBOR Drive N - Photo 39](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1479507328r.jpg) ![513 HARBOR Drive N - Photo 40](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f1741776938r.jpg) ![513 HARBOR Drive N - Photo 41](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3277785287r.jpg) ![513 HARBOR Drive N - Photo 42](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3277785287r.jpg) ![513 HARBOR Drive N - Photo 43](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3277785287r.jpg) ![513 HARBOR Drive N - Photo 44](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f988710727r.jpg) ![513 HARBOR Drive N - Photo 45](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f960534781r.jpg) ![513 HARBOR Drive N - Photo 46](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3585551270r.jpg) ![513 HARBOR Drive N - Photo 47](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3585551270r.jpg) ![513 HARBOR Drive N - Photo 48](http://lh.rdcpix.com/1f2ae67d855537c8d47ee778e05728c7l-f3585551270r.jpg) --- **MLS#:** TB8516837 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/513-harbor-drive-n-indian-rocks-beach-fl-33785-d09b2ac2a8d5456aa0e85d2d14cc1581) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/513-harbor-drive-n-indian-rocks-beach-fl-33785-d09b2ac2a8d5456aa0e85d2d14cc1581#listing", "url": "https://www.propertysimple.ai/listing/513-harbor-drive-n-indian-rocks-beach-fl-33785-d09b2ac2a8d5456aa0e85d2d14cc1581", "name": "513 HARBOR Drive N, Indian Rocks Beach, FL 33785", "description": "Welcome to waterfront living in the heart of Indian Rocks Beach. Perfectly positioned with direct access to the Intracoastal, this beautifully maintained home offers the opportunity to enjoy the best of the Florida lifestyle right from your own backyard. 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