About This Home

This 2-bedroom, 1-bathroom single family at 513 Julia Street NE in Grand Rapids, MI is listed for $234,900 ($246 per sqft). Built in 1951, the home offers 956 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 1951
  • 0.12 acre lot

Property Details

1 story
1 full
1951

Amenities

A/C
Listing Description

SELLER-PAID 2-1 MORTGAGE RATE BUYDOWN AVAILABLE! Enjoy reduced mortgage payments during your first two years of homeownership with a seller-funded financing incentive! The program temporarily reduces your interest rate by 2% the first year and 1% the second year before returning to the full note rate in year three.

An excellent opportunity to own an affordable 2-bedroom, 1-bath home in Grand Rapids' desirable Creston/Cheshire neighborhood! Ideal for first-time buyers or anyone looking to build equity, this home offers comfortable living with plenty of potential to make it your own.

The spacious, open basement features high ceilings and offers exciting possibilities for future finished living space, a recreation room, or home office, subject to applicable requirements. Recent improvements include a brand-new concrete walkway and side-entry porch, while the roof is approximately 7 years old.

Conveniently located near Riverside Park, downtown Grand Rapids, shopping, restaurants along Plainfield Avenue, and major expressways. Affordable homeownership, room to grow, and a seller-paid mortgage rate buydown make this an opportunity worth exploring!

Monthly Cost Estimate

$1,256/mo

20% down · 6.5% · 30 years

Principal$170
Interest$1,018
Insurance$69

Estimates only. Actual payments may vary.

Location

513 Julia Street NE

Grand Rapids, MI 49505

Features & Amenities

Interior Features

Ceiling Fan(s)Pantry

Property Details

Flooring

Wood

Construction

Aluminum Siding

Outdoor Features

PatioPorch

Heating

Forced Air

Cooling

Window Unit(s)

Appliances

OvenRangeRefrigerator

Questions & Answers

This 2-bedroom, 1-bathroom single family at 513 Julia Street NE is listed at $234,900 ($246/sqft). The estimated monthly payment is $1,257 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1951, 0.12 acre lot. Interior Features: Ceiling Fan(s), Pantry.

This property is listed by James M Chertos.

JC

James M Chertos

Agent at Bellabay Realty LLC

Listed by Bellabay Realty LLC · Broker phone: (616) 871-9200 · View on Broker Site · Broker website

MLS# 26051759· Source: Michigan Regional Information Center, LLC.· 32 days on PropertySimple

Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

513 Julia Street NE, Grand Rapids, MI 49505

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