# 513 Julia Street NE, Grand Rapids, MI 49505 > **TL;DR:** 2bd/1ba single family, $234,900 ($246/sqft), built 1951, 956 sqft. > A/C. Est. $1,257/mo. Listed 34 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $234,900 | | Price/sqft | $246 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 956 | | Year Built | 1951 | | Lot Size | 5,227 sqft (0.12 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 34 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,188 | | Estimated Insurance | $69 | | **Total** | **$1,257** | ## Key Amenities - A/C ## Property Highlights - Built in 1951 - 0.12 acre lot ## Description ### Agent Description SELLER-PAID 2-1 MORTGAGE RATE BUYDOWN AVAILABLE! Enjoy reduced mortgage payments during your first two years of homeownership with a seller-funded financing incentive! The program temporarily reduces your interest rate by 2% the first year and 1% the second year before returning to the full note rate in year three. An excellent opportunity to own an affordable 2-bedroom, 1-bath home in Grand Rapids' desirable Creston/Cheshire neighborhood! Ideal for first-time buyers or anyone looking to build equity, this home offers comfortable living with plenty of potential to make it your own. The spacious, open basement features high ceilings and offers exciting possibilities for future finished living space, a recreation room, or home office, subject to applicable requirements. Recent improvements include a brand-new concrete walkway and side-entry porch, while the roof is approximately 7 years old. Conveniently located near Riverside Park, downtown Grand Rapids, shopping, restaurants along Plainfield Avenue, and major expressways. Affordable homeownership, room to grow, and a seller-paid mortgage rate buydown make this an opportunity worth exploring! ## Location - **Address:** 513 Julia Street NE, Grand Rapids, MI 49505 - **County:** Kent - **Coordinates:** 43.001369, -85.655955 - **Google Maps:** https://www.google.com/maps?q=43.001369,-85.655955 ## Listing Agent - **Name:** James M Chertos - **Brokerage:** Bellabay Realty LLC - **Broker Phone:** (616) 871-9200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/513-Julia-St-NE_Grand-Rapids_MI_49505_M38431-81728?f=listhub&s=GRARMI&m=26051759&c=propsimple) ## Photos ![513 Julia Street NE - Photo 1](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f3489397288r.jpg) ![513 Julia Street NE - Photo 2](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f1313152206r.jpg) ![513 Julia Street NE - Photo 3](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f1559295511r.jpg) ![513 Julia Street NE - Photo 4](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f3397876168r.jpg) ![513 Julia Street NE - Photo 5](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f3269833613r.jpg) ![513 Julia Street NE - Photo 6](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f2772381625r.jpg) ![513 Julia Street NE - Photo 7](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f1408932338r.jpg) ![513 Julia Street NE - Photo 8](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f527588895r.jpg) ![513 Julia Street NE - Photo 9](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f157830704r.jpg) ![513 Julia Street NE - Photo 10](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f114743512r.jpg) ![513 Julia Street NE - Photo 11](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f2884364264r.jpg) ![513 Julia Street NE - Photo 12](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f3007830028r.jpg) ![513 Julia Street NE - Photo 13](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f1523524863r.jpg) ![513 Julia Street NE - Photo 14](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f231285112r.jpg) ![513 Julia Street NE - Photo 15](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f2433258084r.jpg) ![513 Julia Street NE - Photo 16](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f2617384565r.jpg) ![513 Julia Street NE - Photo 17](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f2882362965r.jpg) ![513 Julia Street NE - Photo 18](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f3834490452r.jpg) ![513 Julia Street NE - Photo 19](http://lh.rdcpix.com/75ae576e4d56febb227067e71f949068l-f2847765068r.jpg) --- **MLS#:** 26051759 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/513-julia-street-ne-grand-rapids-mi-49505-93c2ee170dcc462c968a06612ea03ea2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/513-julia-street-ne-grand-rapids-mi-49505-93c2ee170dcc462c968a06612ea03ea2#listing", "url": "https://www.propertysimple.ai/listing/513-julia-street-ne-grand-rapids-mi-49505-93c2ee170dcc462c968a06612ea03ea2", "name": "513 Julia Street NE, Grand Rapids, MI 49505", "description": "SELLER-PAID 2-1 MORTGAGE RATE BUYDOWN AVAILABLE! Enjoy reduced mortgage payments during your first two years of homeownership with a seller-funded financing incentive! 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