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About This Home

This 4-bedroom, 4-bathroom single family at 5138 Watermead Lane in Belmont, NC is listed for $1,249,900 ($314 per sqft). Built in 2012, the home offers 3,978 sqft of living space on a 0.54 acres lot.

Agent Description

Welcome to your next home, beautifully situated on a 0.54-acre lot with seasonal water views in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry.

Upon entry to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall.

The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel.

The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room.

The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins.

The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion.

The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space.

Enjoy the expansive fenced backyard with stone water feature, low-maintenance asto turf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, marina area with lake access are why you will find this to be one of Belmont's finest communities!

Key Features

  • Built in 2012
  • 0.54 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
#130
2012

Amenities

FireplaceViewA/C

Monthly Cost Estimate

$8,032/mo

20% down · 6.5% · 30 years

Principal$904
Interest$5,416
Insurance$365
HOA$1,347

Estimates only. Actual payments may vary.

Location

5138 Watermead Lane

Belmont, NC 28012

Reflection Pointe

Features & Amenities

Interior Features

Attic Walk InBreakfast BarCable PrewireEntrance FoyerKitchen IslandOpen FloorplanPantryStorageWalk-In Closet(s)Walk-In PantryWet Bar

Property Details

Flooring

WoodTileCarpet

Construction

Hard Stucco Stone

Views

Water

Pool Features

Deck

Parking

GarageGarage - Attached

Heating

Forced AirZonedHeat Pump (Heating)Natural Gas

Cooling

Ceiling Fan(s)Central Air

Appliances

DishwasherDisposalDouble OvenElectric Water HeaterExhaust HoodGas CooktopRefrigerator with Ice MakerSelf Cleaning OvenWasher/DryerWine Refrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 5138 Watermead Lane is listed at $1,249,900 ($314/sqft). The estimated monthly payment is $6,763 based on 20% down at 6.5% interest.

HOA fees are $1347/month.

Key features include: Built in 2012, 0.54 acre lot, 2 stories, Fireplace. Interior Features: Attic Walk In, Breakfast Bar, Cable Prewire.

This property is listed by Jeff Moll and can be reached at 7049139330 or jmoll@kw.com.

JM

Jeff Moll

Agent at Keller Williams Ballantyne Area

(704) 913-9330

Listed by Keller Williams Ballantyne Area · View on Broker Site

MLS# 4382710· Source: listhub· Updated 10 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5138 Watermead Lane, Belmont, NC 28012

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