# 515 HIGHWAY 406, Shelby, AL 35143

> **TL;DR:** 3bd/2ba mobile home, $99,000 ($116/sqft), built 2000, 850 sqft.
> Waterfront, View. Est. $530/mo. Listed 15 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,000 |
| Price/sqft | $116 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 850 |
| Year Built | 2000 |
| Stories | 1 |
| Property Type | Mobile Home (Manufactured Home) |
| Status | Active |
| Days on Market | 15 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $501 |
| Estimated Insurance | $29 |
| **Total** | **$530** |

## Nearby Schools

- **Elementary:** SHELBY
- **Middle:** COLUMBIANA
- **High:** SHELBY COUNTY

## Key Amenities

- Waterfront
- View

## Property Highlights

- Built in 2000
- Waterfront

## Description

### Agent Description
MILLION-DOLLAR VIEWS FOR UNDER $100,000! Your affordable getaway on beautiful Lay Lake awaits! Great location on main channel in Okomo, this 3-bedroom, 2-bath mobile home (16 x 56)offers breathtaking water views and the perfect place to relax and enjoy lake life. The screened porch is ideal for morning coffee, entertaining or simply soaking in the scenery. Enjoy easy access to the water with your own boathouse, perfect for boating, fishing, and making memories on the lake. Situated on a leased ($5000 yearly) waterfront lot this property offers an incredible opportunity to enjoy the Lay Lake lifestyle without the waterfront price tag. Come for the view, stay for the lake life!

## Location

- **Address:** 515 HIGHWAY 406, Shelby, AL 35143
- **County:** Shelby
- **Neighborhood:** LAY LAKE OKOMO MARINA
- **Coordinates:** 33.109519, -86.493032
- **Google Maps:** https://www.google.com/maps?q=33.109519,-86.493032

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/bham/21467856

## Listing Agent

- **Name:** Penny Miller
- **Brokerage:** RE/MAX Advantage
- **Broker Phone:** (250) 979-9854
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/515-Highway-406-Lot-41_Shelby_AL_35143_M95124-99577?f=listhub&s=BHAMMLSAL&m=21467856&c=propsimple)

## Photos

![515 HIGHWAY 406 - Photo 1](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3012995437r.jpg)

![515 HIGHWAY 406 - Photo 2](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3336530666r.jpg)

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![515 HIGHWAY 406 - Photo 34](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f2299038994r.jpg)

![515 HIGHWAY 406 - Photo 35](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3319615433r.jpg)

![515 HIGHWAY 406 - Photo 36](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3121944307r.jpg)

![515 HIGHWAY 406 - Photo 37](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f1540219503r.jpg)

![515 HIGHWAY 406 - Photo 38](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f973513128r.jpg)

![515 HIGHWAY 406 - Photo 39](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f2769401404r.jpg)

![515 HIGHWAY 406 - Photo 40](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f123752742r.jpg)

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![515 HIGHWAY 406 - Photo 43](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3369214921r.jpg)

![515 HIGHWAY 406 - Photo 44](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f1742057154r.jpg)

![515 HIGHWAY 406 - Photo 45](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f2246977755r.jpg)

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![515 HIGHWAY 406 - Photo 47](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3968977973r.jpg)

![515 HIGHWAY 406 - Photo 48](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3266971r.jpg)

![515 HIGHWAY 406 - Photo 49](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f2353428343r.jpg)

![515 HIGHWAY 406 - Photo 50](http://lh.rdcpix.com/4756a395c30a9328eeb04875fb6aeb61l-f3576537043r.jpg)

---

**MLS#:** 21467856 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Greater Alabama MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/515-highway-406-shelby-al-35143-1c2052ee9031421eae21fe4bc45852ff)

---

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