About This Home

This 2-bedroom, 2-bathroom condo at 515 Tops'l Beach Boulevard # 103 in Miramar Beach, FL is listed for $499,000 ($437 per sqft). Built in 1997, the home offers 1,141 sqft of living space on a N/A lot.

Key Features

  • Built in 1997

Property Details

2 full
# 103
1997

Amenities

A/C
Listing Description

Enjoy effortless beach living from this beautifully updated first-floor condo overlooking the beauty of Coffeen Nature Preserve. With easy access to both the beach and pool, you'll love skipping the elevators and being steps away from resort amenities.

Take a short stroll to the beachfront pool, pavilion, and grill, or hop on the convenient air-conditioned tram for a relaxing ride to the sugar-white sand beaches. Located within TOPS'L Beach & Racquet Resort, one of the nation's premier beach and tennis destinations, residents enjoy 24-hour gated security, 12 lighted tennis courts, a state-of-the-art fitness center, indoor and outdoor pools, private beach access and a scenic 1.3-mile fitness.

Since the owners purchased the condo in 2012, over $100,000 has been invested in renovations and improvements. The kitchen, bathrooms, flooring, furnishings, and decor have all been thoughtfully updated, creating a stylish and comfortable coastal retreat.

The owners have continually refreshed the furniture and artwork, keeping the home current and inviting. One of the standout features is the spacious private deck, furnished with beautiful, high-quality outdoor furniture designed for durability and comfort.

It's the perfect place to enjoy morning coffee, afternoon breezes, or unwind after a day at the beach while taking in the peaceful preserve views. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers the perfect combination of luxury, convenience, and resort-style living.

The building roof was replaced in 2025. Pool was resurfaced in 2022. The pool bathrooms were remodeled in 2024. There are plans to repaint the building in 2028.. SIRS is fully funded. No special assessments are planned at this time.

Monthly Cost Estimate

$3,744/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146
HOA$1,075

Estimates only. Actual payments may vary.

Location

515 Tops'l Beach Boulevard # 103

Miramar Beach, FL 32550

SUMMIT AT TOPS'L (THE)

Features & Amenities

Interior Features

Breakfast BarLighting RecessedOwner's ClosetWalls MirroredWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

Tile

Construction

Concrete Siding EIFS

Outdoor Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveOven Self CleaningRefrigerator W/IceMkStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom condo at 515 Tops'l Beach Boulevard is listed at $499,000 ($437/sqft). The estimated monthly payment is $3,744 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1075/month.

Key features include: Built in 1997. Interior Features: Breakfast Bar, Lighting Recessed, Owner's Closet. Exterior Features: Balcony.

This property is listed by Clayton F Bonjean and can be reached at (850) 585-1284.

CB

Clayton F Bonjean

License 671253

Agent at Mainsail Realty Company

(850) 585-1284

Listed by Mainsail Realty Company · Broker phone: (850) 585-1284 · View on Broker Site

MLS# 1006365· Source: Emerald Coast Association of Realtors· 89 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

515 Tops'l Beach Boulevard # 103, Miramar Beach, FL 32550

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