# 515 Tops'l Beach Boulevard # 103, Miramar Beach, FL 32550 > **TL;DR:** 2bd/2ba condo, $499,000 ($437/sqft), built 1997, 1,141 sqft. > A/C. Est. $3,744/mo. Listed 99 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $499,000 | | Price/sqft | $437 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,141 | | Year Built | 1997 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 99 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,523 | | Estimated Insurance | $146 | | HOA | $1,075 | | **Total** | **$3,744** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Emerald Coast - **High:** South Walton ## Key Amenities - A/C ## Property Highlights - Built in 1997 ## Description ### Agent Description Enjoy effortless beach living from this beautifully updated first-floor condo overlooking the beauty of Coffeen Nature Preserve. With easy access to both the beach and pool, you'll love skipping the elevators and being steps away from resort amenities. Take a short stroll to the beachfront pool, pavilion, and grill, or hop on the convenient air-conditioned tram for a relaxing ride to the sugar-white sand beaches. Located within TOPS'L Beach & Racquet Resort, one of the nation's premier beach and tennis destinations, residents enjoy 24-hour gated security, 12 lighted tennis courts, a state-of-the-art fitness center, indoor and outdoor pools, private beach access and a scenic 1.3-mile fitness. Since the owners purchased the condo in 2012, over $100,000 has been invested in renovations and improvements. The kitchen, bathrooms, flooring, furnishings, and decor have all been thoughtfully updated, creating a stylish and comfortable coastal retreat. The owners have continually refreshed the furniture and artwork, keeping the home current and inviting. One of the standout features is the spacious private deck, furnished with beautiful, high-quality outdoor furniture designed for durability and comfort. It's the perfect place to enjoy morning coffee, afternoon breezes, or unwind after a day at the beach while taking in the peaceful preserve views. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers the perfect combination of luxury, convenience, and resort-style living. The building roof was replaced in 2025. Pool was resurfaced in 2022. The pool bathrooms were remodeled in 2024. There are plans to repaint the building in 2028.. SIRS is fully funded. No special assessments are planned at this time. ## Location - **Address:** 515 Tops'l Beach Boulevard # 103, Miramar Beach, FL 32550 - **County:** Walton - **Neighborhood:** SUMMIT AT TOPS'L (THE) - **Coordinates:** 30.372201, -86.324795 - **Google Maps:** https://www.google.com/maps?q=30.372201,-86.324795 ## Listing Agent - **Name:** Clayton F Bonjean · **License:** 671253 - **Brokerage:** Mainsail Realty Company - **Phone:** (850) 585-1284 - **Broker Phone:** (850) 585-1284 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/515-Topsl-Beach-Blvd-Apt-103_Miramar-Beach_FL_32550_M53112-62491?f=listhub&s=ECARMLSFL&m=1006365&c=propsimple) ## Photos ![515 Tops'l Beach Boulevard # 103 - Photo 1](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1521461008r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 2](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3375092231r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 3](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1464200692r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 4](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f485332821r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 5](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f18787057r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 6](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3363967760r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 7](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f4077826008r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 8](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1797770830r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 9](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3909418131r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 10](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3678305388r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 11](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3420299487r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 12](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f2668762817r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 13](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3764514098r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 14](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3481484504r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 15](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f543644211r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 16](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f2277927904r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 17](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f2673433150r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 18](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3813393431r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 19](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1332529391r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 20](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f475397092r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 21](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f398516296r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 22](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f56020422r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 23](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3020040473r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 24](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f848034042r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 25](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f476182118r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 26](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f996908438r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 27](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f2272971456r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 28](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1409894785r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 29](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f326169666r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 30](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1464622278r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 31](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f250248206r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 32](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3743023670r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 33](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f2092493858r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 34](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f309567135r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 35](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1348775156r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 36](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3487841568r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 37](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f3123966436r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 38](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f4168673099r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 39](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f2648955893r.jpg) ![515 Tops'l Beach Boulevard # 103 - Photo 40](http://lh.rdcpix.com/f59906c902fa2751d55bca577458a61bl-f1945083413r.jpg) --- **MLS#:** 1006365 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/515-tops-l-beach-boulevard-miramar-beach-fl-32550-1006365) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/515-tops-l-beach-boulevard-miramar-beach-fl-32550-1006365#listing", "url": "https://www.propertysimple.ai/listing/515-tops-l-beach-boulevard-miramar-beach-fl-32550-1006365", "name": "515 Tops'l Beach Boulevard # 103, Miramar Beach, FL 32550", "description": "Enjoy effortless beach living from this beautifully updated first-floor condo overlooking the beauty of Coffeen Nature Preserve. With easy access to both the beach and pool, you'll love skipping the elevators and being steps away from resort amenities. Take a short stroll to the beachfront pool, pavilion, and grill, or hop on the convenient air-conditioned tram for a relaxing ride to the sugar-white sand beaches. Located within TOPS'L Beach & Racquet Resort, one of the nation's premier beach and tennis destinations, residents enjoy 24-hour gated security, 12 lighted tennis courts, a state-of-the-art fitness center, indoor and outdoor pools, private beach access and a scenic 1.3-mile fitness. Since the owners purchased the condo in 2012, over $100,000 has been invested in renovations and improvements. The kitchen, bathrooms, flooring, furnishings, and decor have all been thoughtfully updated, creating a stylish and comfortable coastal retreat. The owners have continually refreshed the furniture and artwork, keeping the home current and inviting. One of the standout features is the spacious private deck, furnished with beautiful, high-quality outdoor furniture designed for durability and comfort. It's the perfect place to enjoy morning coffee, afternoon breezes, or unwind after a day at the beach while taking in the peaceful preserve views. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers the perfect combination of luxury, convenience, and resort-style living. The building roof was replaced in 2025. Pool was resurfaced in 2022. The pool bathrooms were remodeled in 2024. There are plans to repaint the building in 2028.. SIRS is fully funded. 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