About This Home

This 3-bedroom, 3-bathroom condo at 515 Tops L Beach Boulevard # 309 in Miramar Beach, FL is listed for $659,000 ($412 per sqft). Built in 1997, the home offers 1,601 sqft of living space on a N/A lot.

Key Features

  • Built in 1997

Property Details

3 full
# 309
1997

Amenities

ViewA/C
Listing Description

Set within TOPS'L Beach & Racquet Resort, a 52-acre gated community in Miramar Beach with 600 feet of private sugar-white beach, this fully furnished 3-bedroom, 3-bathroom end unit at The Summit at Tops'l is what you have been looking for! With a one-bedroom lockout, it rents easily as a 1, 2, or 3-bedroom to maximize your rental income.

The lock out studio is technically a one bedroom after the addition of a spacious kitchenette. Owners at The Summit enjoy access to the building's heated pool, hot tub, and over 500 feet of private, uncrowded beach.

Monthly Cost Estimate

$4,994/mo

20% down · 6.5% · 30 years

Principal$477
Interest$2,856
Insurance$192
HOA$1,470

Estimates only. Actual payments may vary.

Location

515 Tops L Beach Boulevard # 309

Miramar Beach, FL 32550

SUMMIT AT TOPS'L (THE)

Features & Amenities

Interior Features

Breakfast BarLock OutOwner's ClosetSplit BedroomWasher/Dryer HookupWoodwork Painted

Exterior Features

BalconyBBQ Pit/Grill

Property Details

Flooring

Tile

Construction

Siding EIFS

Views

Water

Heating

Heat Pump (Heating)

Appliances

DishwasherDryerMicrowaveRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom condo at 515 Tops L Beach Boulevard is listed at $659,000 ($412/sqft). The estimated monthly payment is $4,994 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1470/month.

Key features include: Built in 1997. Interior Features: Breakfast Bar, Lock Out, Owner's Closet. Exterior Features: Balcony, BBQ Pit/Grill.

This property is listed by Mary E Fletcher.

MF

Mary E Fletcher

License 680361

Agent at Compass Florida, LLC

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1013052· Source: Emerald Coast Association of Realtors· 27 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

515 Tops L Beach Boulevard # 309, Miramar Beach, FL 32550

Open this listing in: