# 515 Useppa, Useppa Island, FL 33924

> **TL;DR:** 3bd/2ba single family, $1,260,000 ($738/sqft), built 1980, 1,708 sqft.
> Fireplace, Waterfront, View, A/C. Est. $5,460/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,260,000 |
| Price/sqft | $738 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,708 |
| Year Built | 1980 |
| Lot Size | 2,614 sqft (0.06 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 6 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $5,460 |
| **Total** | **$5,460** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1980
- 0.06 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708+/- square feet of air-conditioned living space and the relaxed elegance synonymous with island living. This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing. The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, and replacement of the water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property's inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future. The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida. Laguna Cottage offers an opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.

## Location

- **Address:** 515 Useppa, Useppa Island, FL 33924
- **County:** Lee
- **Neighborhood:** USEPPA ISLAND
- **Coordinates:** 26.662394, -82.214825
- **Google Maps:** https://www.google.com/maps?q=26.662394,-82.214825

## Listing Agent

- **Name:** Jim Fischer
- **Brokerage:** Century 21 Sunbelt Realty
- **Phone:** 2393496108
- **Email:** jim@jimfischerrealtor.com

## Primary Photo

![515 Useppa - Primary Photo](http://lh.rdcpix.com/d4b4a48f151b300e7358c83d94b02f74l-f1913646330r.jpg)

*43 total photos available on [listing page](https://www.propertysimple.com/listing/515-useppa-useppa-island-fl-33924-26022591)*

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**MLS#:** 2026022591 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/515-useppa-useppa-island-fl-33924-26022591)

---

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