About This Home

This 3-bedroom, 1-bathroom single family at 516 Cutler Street in Waterloo, IA is listed for $109,900 ($104 per sqft). Built in 1930, the home offers 1,053 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1930
  • 0.15 acre lot

Property Details

1 full
1930

Amenities

A/C
Listing Description

Simple, charming, and completely move-in ready! This well-maintained home offers the perfect blend of comfort, functionality, and major updates that give peace of mind. The main floor features two bedrooms, a cozy living room filled with natural light, a dining room, and your kitchen.

Upstairs, you'll find a spacious third bedroom ideal for a private primary bedroom, play room or home office. The unfinished basement provides abundant storage space and laundry. Step outside to enjoy the large yard, almost completely fenced in, perfect for pets, play, or relaxing evenings outdoors.

With new siding, new windows, a new roof and a new AC, the big-ticket items are already taken care of. Fresh paint throughout keeps the interior feeling clean and inviting. Truly nothing left to do but bring your furniture and make it home. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this one is ready and waiting.

Monthly Cost Estimate

$588/mo

20% down · 6.5% · 30 years

Principal$79
Interest$476
Insurance$32

Estimates only. Actual payments may vary.

Location

516 Cutler Street

Waterloo, IA 50703

LITCHFIELD ADDITION

Property Details

Construction

Vinyl Siding

Heating

Natural Gas

Cooling

Central Air

Appliances

DryerFree-Standing RangeWasherGas Water Heater

Questions & Answers

This 3-bedroom, 1-bathroom single family at 516 Cutler Street is listed at $109,900 ($104/sqft). The estimated monthly payment is $588 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.15 acre lot.

This property is listed by Laurie Lynch.

LL

Laurie Lynch

Agent at Oakridge Real Estate

Listed by Oakridge Real Estate · Broker phone: (319) 277-5005 · View on Broker Site · Broker website

MLS# 20260812· Source: Northeast Iowa Regional Board of Realtors· 241 days on PropertySimple

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

516 Cutler Street, Waterloo, IA 50703

Open this listing in: