# 516 Cutler Street, Waterloo, IA 50703 > **TL;DR:** 3bd/1ba single family, $109,900 ($104/sqft), built 1930, 1,053 sqft. > A/C. Est. $588/mo. Listed 246 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $109,900 | | Price/sqft | $104 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,053 | | Year Built | 1930 | | Lot Size | 6,534 sqft (0.15 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 246 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $556 | | Estimated Insurance | $32 | | **Total** | **$588** | ## Nearby Schools - **Elementary:** Lincoln Elementary Waterloo - **Middle:** George Washington Carver Academy - **High:** East High ## Key Amenities - A/C ## Property Highlights - Built in 1930 - 0.15 acre lot ## Description ### Agent Description Simple, charming, and completely move-in ready! This well-maintained home offers the perfect blend of comfort, functionality, and major updates that give peace of mind. The main floor features two bedrooms, a cozy living room filled with natural light, a dining room, and your kitchen. Upstairs, you'll find a spacious third bedroom ideal for a private primary bedroom, play room or home office. The unfinished basement provides abundant storage space and laundry. Step outside to enjoy the large yard, almost completely fenced in, perfect for pets, play, or relaxing evenings outdoors. With new siding, new windows, a new roof and a new AC, the big-ticket items are already taken care of. Fresh paint throughout keeps the interior feeling clean and inviting. Truly nothing left to do but bring your furniture and make it home. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this one is ready and waiting. ## Location - **Address:** 516 Cutler Street, Waterloo, IA 50703 - **County:** Black Hawk - **Neighborhood:** LITCHFIELD ADDITION - **Coordinates:** 42.518943, -92.338753 - **Google Maps:** https://www.google.com/maps?q=42.518943,-92.338753 ## Virtual Tour & Media - **Video Tour:** https://oakridgemedia.aryeo.com/sites/ewnxbamm/unbranded ## Listing Agent - **Name:** Laurie Lynch - **Brokerage:** Oakridge Real Estate - **Broker Phone:** (319) 277-5005 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/516-Cutler-St_Waterloo_IA_50703_M85706-05617?f=listhub&s=WCFBORIA&m=20260812&c=propsimple) ## Photos ![516 Cutler Street - Photo 1](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f143373127r.jpg) ![516 Cutler Street - Photo 2](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f4019475122r.jpg) ![516 Cutler Street - Photo 3](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f3501768960r.jpg) ![516 Cutler Street - Photo 4](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f1207927320r.jpg) ![516 Cutler Street - Photo 5](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f183016078r.jpg) ![516 Cutler Street - Photo 6](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f2253253434r.jpg) ![516 Cutler Street - Photo 7](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f1296838768r.jpg) ![516 Cutler Street - Photo 8](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f3303389505r.jpg) ![516 Cutler Street - Photo 9](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f2860437199r.jpg) ![516 Cutler Street - Photo 10](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f1282800222r.jpg) ![516 Cutler Street - Photo 11](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f500260548r.jpg) ![516 Cutler Street - Photo 12](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f3424681575r.jpg) ![516 Cutler Street - Photo 13](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f4208828516r.jpg) ![516 Cutler Street - Photo 14](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f287657439r.jpg) ![516 Cutler Street - Photo 15](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f4278451540r.jpg) ![516 Cutler Street - Photo 16](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f1891370143r.jpg) ![516 Cutler Street - Photo 17](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f3838701235r.jpg) ![516 Cutler Street - Photo 18](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f1156544328r.jpg) ![516 Cutler Street - Photo 19](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f3723682905r.jpg) ![516 Cutler Street - Photo 20](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f1133940516r.jpg) ![516 Cutler Street - Photo 21](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f2725141874r.jpg) ![516 Cutler Street - Photo 22](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f2298761498r.jpg) ![516 Cutler Street - Photo 23](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f560876482r.jpg) ![516 Cutler Street - Photo 24](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f577472142r.jpg) ![516 Cutler Street - Photo 25](http://lh.rdcpix.com/65b05ae890a944cb324f85912b6ea2f2l-f4105008050r.jpg) --- **MLS#:** 20260812 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/516-cutler-street-waterloo-ia-50703-38e47f7011514745bc8eba65b4b65e9a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/516-cutler-street-waterloo-ia-50703-38e47f7011514745bc8eba65b4b65e9a#listing", "url": "https://www.propertysimple.ai/listing/516-cutler-street-waterloo-ia-50703-38e47f7011514745bc8eba65b4b65e9a", "name": "516 Cutler Street, Waterloo, IA 50703", "description": "Simple, charming, and completely move-in ready! This well-maintained home offers the perfect blend of comfort, functionality, and major updates that give peace of mind. The main floor features two bedrooms, a cozy living room filled with natural light, a dining room, and your kitchen. 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