About This Home

This 5-bedroom, 3-bathroom single family at 517 20TH Avenue in Indian Rocks Beach, FL is listed for $1,399,000 ($506 per sqft). Built in 1971, the home offers 2,765 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1971
  • 0.15 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
2-car garage
1971

Amenities

WaterfrontViewA/C
Listing Description

The sunset is a daily event at this west-facing Indian Rocks Beach waterfront home. From the kitchen breakfast bar or anywhere in the family room, the Intracoastal Waterway fills a full wall of glass, framing the boats gliding past the mangrove island offshore until the sun drops behind the palms on the far shore.

Five bedrooms, three baths and 2,765 square feet spread across two levels. The main level moves from a living room with plantation shutters and a turned wood staircase into an eat-in kitchen with solid wood cabinetry, solid surface counters, stainless appliances and a breakfast bar that opens to the family room.

The family room and adjoining bonus room wrap the back of the house in water-facing windows, finished with crown molding, ceiling fans and a slider to the back yard. Three first-floor bedrooms and two full baths sit in a split plan, including a bedroom with its own en suite bath and walk-in closet, which gives guests, family or rental groups room to spread out.

The second floor has been updated with plank flooring, ceiling fans and recessed lighting, and both upstairs bedrooms open onto a composite balcony above the dock. The primary suite has a double vessel-sink vanity, a walk-in closet and an en suite bath with tub and shower.

The second upstairs bedroom includes a wet bar, a natural setup for an owner's retreat or a self-contained guest level. Out back, mature live oaks shade a ground-level deck and a brick paver path that leads to the concrete seawall. The composite dock has electric service, a sitting area at the end, a fish cleaning station and davits with motors and

cables replaced in 2022, so a morning coffee on the dock turns into a run up the waterway without a trailer in sight. The yard is fenced and landscaped, and rollaway hurricane shutters protect the west-facing windows. The roof was replaced in 2024 with hurricane clips, the upstairs A/C is 2024, the downstairs A/C is 2017 and the water heater is 2026.

There is no HOA, and the home comes with an attached two-car garage, a laundry room with washer and dryer, and a water softener. That combination works for a full-time residence, a second home or a short-term rental, with no rental minimums. The street ends in a quiet cul-de-sac, and the Gulf Boulevard restaurant corridor, the public beach accesses

and the mangrove boardwalk at the Indian Rocks Beach Nature Preserve are all a short bike ride away, with St. Pete-Clearwater International Airport an easy drive for visiting family and guests. Bring the furniture and the boat. The sunset from your bedroom balcony is already in place.

Monthly Cost Estimate

$7,482/mo

20% down · 6.5% · 30 years

Principal$1,012
Interest$6,062
Insurance$408

Estimates only. Actual payments may vary.

Location

517 20TH Avenue

Indian Rocks Beach, FL 33785

INDIAN BEACH RE-REVISED 15TH ADD

Features & Amenities

Interior Features

Ceiling Fans(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatWalk-In Closet(s)

Exterior Features

BalconyHurricane ShuttersLightingRain GuttersSidewalkStorage

Property Details

Flooring

LaminateTile - Ceramic

Construction

Block Stucco

Views

WaterHarbor

Outdoor Features

PorchDeck

Parking

GarageOpenDriveway

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

DishwasherDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Softener

Questions & Answers

This 5-bedroom, 3-bathroom single family at 517 20TH Avenue is listed at $1,399,000 ($506/sqft). The estimated monthly payment is $7,482 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1971, 0.15 acre lot, 2 stories, Waterfront. Interior Features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen. Exterior Features: Balcony, Hurricane Shutters, Lighting.

This property is listed by Troy Walseth.

TW

Troy Walseth

Agent at Keller Williams Gulf Beaches

Listed by Keller Williams Gulf Beaches · Broker phone: (727) 367-3756 · View on Broker Site · Broker website

MLS# TB8550741· Source: Stellar MLS· 40 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

517 20TH Avenue, Indian Rocks Beach, FL 33785

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