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About This Home

This 8-bedroom, 10-bathroom single family at 517 Beachside Gardens in Panama City Beach, FL is listed for $10,995,000 ($1,804 per sqft). Built in 2019, the home offers 6,096 sqft of living space on a 0.85 acres lot.

Agent Description

This is not just a beachfront home. It is a 140 foot Gulf front compound inside the gated community of Carillon Beach, one of the most private and tightly held communities on the coast. The lot is exceptionally wide, creating a sense of openness and scale that is nearly impossible to find today.

Built in 2019, the modern main residence and separate carriage house together offer more than 6,000 square feet of thoughtfully designed living space, complemented by over 2,000 square feet of covered porches positioned for uninterrupted Gulf views and remarkable sunset evenings.

The three-level carriage house enjoys Gulf vistas from every floor, a rare and compelling feature that enhances both privacy and long-term value. The layout is intentional, balancing expansive gathering areas with private retreats, allowing the property to perform equally well as a personal compound or a high-performing investment.

In total, the estate accommodates up to 22 guests across eight bedrooms, seven ensuite bathrooms, and three additional powder rooms. A private pool anchors the outdoor living experience, while multiple terraces and direct access to an expansive stretch of beach extend the home's livability well beyond its walls.

Directly in front of the property lies more than 3,900 linear feet of community beachfront, creating an uncommon sense of space, minimal foot traffic, and a setting that feels quiet and exclusive. The main house and carriage house may be rented together or independently, offering flexibility for owners seeking income potential without compromising lifestyle.

As a legacy family retreat or a luxury rental asset, the property stands apart in scale, width, and irreplaceable beachfront positioning. Opportunities of this caliber are increasingly rare along the Gulf.

Key Features

  • Built in 2019
  • 0.85 acre lot
  • 3 stories
  • Fireplace

Property Details

3 stories
10 full
2019

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$63,094/mo

20% down · 6.5% · 30 years

Principal$7,952
Interest$47,645
Insurance$3,207
HOA$4,290

Estimates only. Actual payments may vary.

Location

517 Beachside Gardens

Panama City Beach, FL 32413

CARILLON BEACH

Features & Amenities

Interior Features

Ceiling VaultedElevatorFireplaceKitchen IslandLighting RecessedOwner's ClosetPantryWasher/Dryer HookupWet Bar

Exterior Features

BalconyShower

Property Details

Flooring

TileHardwood

Construction

Siding CmntFbrHrdBrd

Pool Features

DeckPatio

Parking

Garage

Heating

Central

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkStove/Oven Dual FuelWasherWater Heater - Gas

Questions & Answers

This 8-bedroom, 10-bathroom single family at 517 Beachside Gardens is listed at $10,995,000 ($1,804/sqft). The estimated monthly payment is $51,935 based on 20% down at 6.5% interest.

HOA fees are $4290/month.

Key features include: Built in 2019, 0.85 acre lot, 3 stories, Fireplace. Interior Features: Ceiling Vaulted, Elevator, Fireplace. Exterior Features: Balcony, Shower.

This property is listed by Spears Group and can be reached at 8507102114 or info@spearsgroupfl.com.

SG

Spears Group

Agent at Compass

(850) 710-2114

Listed by Compass · View on Broker Site

MLS# 995292· Source: listhub· Updated 108 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

517 Beachside Gardens, Panama City Beach, FL 32413

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