# 518 Whispering PIne Trail, Mount Vernon, TX 75494 > **TL;DR:** 4bd/4ba single family, $1,899,000 ($569/sqft), built 2016, 3,336 sqft. > Fireplace, Waterfront, A/C. Est. $10,480/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,899,000 | | Price/sqft | $569 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,336 | | Year Built | 2016 | | Lot Size | 25,700 sqft (0.59 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $9,602 | | Estimated Insurance | $554 | | HOA | $324 | | **Total** | **$10,480** | ## Nearby Schools - **Elementary:** Mt Vernon - **Middle:** Mt Vernon - **High:** Mt Vernon ## Key Amenities - Fireplace - Waterfront - A/C ## Property Highlights - Built in 2016 - 0.59 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Fabulous waterfront home on beautiful Lake Cypress Springs, located in the desirable Tall Tree community. This spacious lake home features 4 bedrooms and 3 and half baths with an inviting open floor plan designed for comfortable living and entertaining. The family room showcases vaulted ceilings, a stone wood burning fireplace, and a wall of windows providing amazing views of the lake. The fully equipped kitchen offers granite countertops, stainless appliances, a breakfast bar, and a walk in pantry. A convenient mud room, laundry room, and work office station with lake views add everyday functionality. The split primary suite features double sinks, a jetted tub, and a walk-in closet, while two guest bedrooms are located downstairs for easy access. The floored oversized garage game room with HVAC splitter offers flexible space and also enjoys a nice view of the lake. Flooring includes a combination of laminate and carpet throughout the home. Upstairs, a dormitory style bunk room provides plenty of sleeping space with three sets of bunk beds and a media projector, perfect for guests and family gatherings. Outdoor living is exceptional with a lakeside covered deck with shades, ideal for relaxing and entertaining. The property also includes a single slip boathouse with a jet ski lift, offering convenient access to the lake. Residents of Tall Tree enjoy excellent community amenities including a swimming pool, tennis courts or pickleball, boat ramp, clubhouse, and playground, making this a wonderful opportunity to enjoy the best of East Texas lake living. Garage is finished as to be also could be used as a bedroom, or game room with special flooring. Garage folding doors open out to lakeside patio.Home will accommodate several families. This home is move-in ready as most all furnishings convey. ## Location - **Address:** 518 Whispering PIne Trail, Mount Vernon, TX 75494 - **County:** Franklin (TX) - **Neighborhood:** Tall Tree - **Coordinates:** 33.0815459, -95.1852245 - **Google Maps:** https://www.google.com/maps?q=33.0815459,-95.1852245 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21213975 ## Listing Agent - **Name:** Pamela Swanner - **Brokerage:** Coldwell Banker Lakehaven - **Phone:** (903) 588-2658 - **Broker Phone:** (903) 588-2658 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/518-Whispering-Pine-Trl-S_Mount-Vernon_TX_75457_M75893-05062?f=listhub&s=NTREIS&m=21213975&c=propsimple) ## Photos ![518 Whispering PIne Trail - Photo 1](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3582823356r.jpg) ![518 Whispering PIne Trail - Photo 2](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3726642274r.jpg) ![518 Whispering PIne Trail - Photo 3](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3896488534r.jpg) ![518 Whispering PIne Trail - Photo 4](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2786863549r.jpg) ![518 Whispering PIne Trail - Photo 5](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2081010953r.jpg) ![518 Whispering PIne Trail - Photo 6](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3416249007r.jpg) ![518 Whispering PIne Trail - Photo 7](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2170322681r.jpg) ![518 Whispering PIne Trail - Photo 8](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2992371493r.jpg) ![518 Whispering PIne Trail - Photo 9](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2411071457r.jpg) ![518 Whispering PIne Trail - Photo 10](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3696396559r.jpg) ![518 Whispering PIne Trail - Photo 11](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1681677653r.jpg) ![518 Whispering PIne Trail - Photo 12](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1790001420r.jpg) ![518 Whispering PIne Trail - Photo 13](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2124481577r.jpg) ![518 Whispering PIne Trail - Photo 14](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3062906202r.jpg) ![518 Whispering PIne Trail - Photo 15](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f540704728r.jpg) ![518 Whispering PIne Trail - Photo 16](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3376795346r.jpg) ![518 Whispering PIne Trail - Photo 17](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2897031280r.jpg) ![518 Whispering PIne Trail - Photo 18](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2479115700r.jpg) ![518 Whispering PIne Trail - Photo 19](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1351203080r.jpg) ![518 Whispering PIne Trail - Photo 20](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1510088911r.jpg) ![518 Whispering PIne Trail - Photo 21](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1974615655r.jpg) ![518 Whispering PIne Trail - Photo 22](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2896861059r.jpg) ![518 Whispering PIne Trail - Photo 23](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f590291116r.jpg) ![518 Whispering PIne Trail - Photo 24](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1534216921r.jpg) ![518 Whispering PIne Trail - Photo 25](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3724234110r.jpg) ![518 Whispering PIne Trail - Photo 26](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1300965310r.jpg) ![518 Whispering PIne Trail - Photo 27](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3316992609r.jpg) ![518 Whispering PIne Trail - Photo 28](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2844448873r.jpg) ![518 Whispering PIne Trail - Photo 29](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f478011839r.jpg) ![518 Whispering PIne Trail - Photo 30](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3093165666r.jpg) ![518 Whispering PIne Trail - Photo 31](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f587430971r.jpg) ![518 Whispering PIne Trail - Photo 32](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f858565316r.jpg) ![518 Whispering PIne Trail - Photo 33](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f2871149622r.jpg) ![518 Whispering PIne Trail - Photo 34](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f1775266905r.jpg) ![518 Whispering PIne Trail - Photo 35](http://lh.rdcpix.com/ee0f2275ae030b387411392076e9f6del-f3696824166r.jpg) --- **MLS#:** 21213975 | **Updated:** 2026-09-13 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/518-whispering-pine-trail-mount-vernon-tx-75494-21213975) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/518-whispering-pine-trail-mount-vernon-tx-75494-21213975#listing", "url": "https://www.propertysimple.ai/listing/518-whispering-pine-trail-mount-vernon-tx-75494-21213975", "name": "518 Whispering PIne Trail, Mount Vernon, TX 75494", "description": "Fabulous waterfront home on beautiful Lake Cypress Springs, located in the desirable Tall Tree community. This spacious lake home features 4 bedrooms and 3 and half baths with an inviting open floor plan designed for comfortable living and entertaining. The family room showcases vaulted ceilings, a stone wood burning fireplace, and a wall of windows providing amazing views of the lake. The fully equipped kitchen offers granite countertops, stainless appliances, a breakfast bar, and a walk in pantry. A convenient mud room, laundry room, and work office station with lake views add everyday functionality. The split primary suite features double sinks, a jetted tub, and a walk-in closet, while two guest bedrooms are located downstairs for easy access. The floored oversized garage game room with HVAC splitter offers flexible space and also enjoys a nice view of the lake. Flooring includes a combination of laminate and carpet throughout the home. Upstairs, a dormitory style bunk room provides plenty of sleeping space with three sets of bunk beds and a media projector, perfect for guests and family gatherings. Outdoor living is exceptional with a lakeside covered deck with shades, ideal for relaxing and entertaining. The property also includes a single slip boathouse with a jet ski lift, offering convenient access to the lake. Residents of Tall Tree enjoy excellent community amenities including a swimming pool, tennis courts or pickleball, boat ramp, clubhouse, and playground, making this a wonderful opportunity to enjoy the best of East Texas lake living. Garage is finished as to be also could be used as a bedroom, or game room with special flooring. Garage folding doors open out to lakeside patio.Home will accommodate several families. 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