# 518 Winners Circle, Rowlett, TX 75088 > **TL;DR:** 3bd/4ba single family, $575,000 ($282/sqft), built 2022, 2,036 sqft. > A/C, 2-car garage. Est. $5,489/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $575,000 | | Price/sqft | $282 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,036 | | Year Built | 2022 | | Lot Size | 2,047 sqft (0.05 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,908 | | Estimated Insurance | $168 | | HOA | $2,413 | | **Total** | **$5,489** | ## Nearby Schools - **Elementary:** Choice Of School - **Middle:** Choice Of School - **High:** Choice Of School ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2022 - 0.05 acre lot - 3 stories ## Description ### Agent Description Modern Lake-Area Living Near Lake Ray Hubbard-Live steps from the shoreline in this 2022 K. Hovnanian lakeside residence in Sapphire Bay. Designed for low-maintenance living with a modern, vacation-inspired feel, this home offers a refreshing alternative to a traditional suburban layout. Clean architectural lines, a gated front porch, expansive windows, and a three-level design create a distinctive first impression. Inside, wide-plank flooring, high ceilings, and abundant natural light give the home an open, airy feel throughout. The main living level is made for gathering, with a spacious family room, dining area, and designer kitchen all connected for easy everyday living and entertaining. The kitchen brings style and function together with rich cabinetry, quartz countertops, stainless steel appliances, gas cooking, double ovens, a large center island, and generous storage. Whether you're hosting friends before a night out, enjoying a quiet dinner at home, or prepping snacks after a sunset walk by the lake, this space is designed to work beautifully. The owner's retreat offers a peaceful escape with bright windows, generous proportions, a large walk-in closet, and a well-appointed bath with dual vanities and a spacious walk-in shower. Secondary bedroom suites offer flexibility for guests, work-from-home needs, or extended stays, with comfortable layouts and modern finishes. The location is the lifestyle. Enjoy evening walks along the Lake Ray Hubbard shoreline, take in unforgettable sunsets over the water, explore nearby trails, rent a boat for the day at Sapphire Bay Marina, or fish from the shore. You'll have quick access to I-30 for an easy connection to Dallas, Rockwall, dining, shopping, and recreation. If you've been looking for modern construction, lock-and-leave convenience, and a lake-area lifestyle without the upkeep of a traditional yard, this home deserves a closer look. All offers will be subject to lender approval. ## Location - **Address:** 518 Winners Circle, Rowlett, TX 75088 - **County:** Dallas - **Neighborhood:** Sapphire Bay - **Coordinates:** 32.868063, -96.519625 - **Google Maps:** https://www.google.com/maps?q=32.868063,-96.519625 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21278099 ## Listing Agent - **Name:** Cindy Dunnican - **Brokerage:** COLDWELL BANKER APEX, REALTORS - **Broker Phone:** (469) 450-7355 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/518-Winners-Cir_Rowlett_TX_75088_M93238-27987?f=listhub&s=NTREIS&m=21278099&c=propsimple) ## Photos ![518 Winners Circle - Photo 1](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1988020851r.jpg) ![518 Winners Circle - Photo 2](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f213073919r.jpg) ![518 Winners Circle - Photo 3](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3070203450r.jpg) ![518 Winners Circle - Photo 4](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2590452812r.jpg) ![518 Winners Circle - Photo 5](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1443735010r.jpg) ![518 Winners Circle - Photo 6](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2499285974r.jpg) ![518 Winners Circle - Photo 7](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f500978435r.jpg) ![518 Winners Circle - Photo 8](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2324265025r.jpg) ![518 Winners Circle - Photo 9](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1584067411r.jpg) ![518 Winners Circle - Photo 10](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3860003632r.jpg) ![518 Winners Circle - Photo 11](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f383101968r.jpg) ![518 Winners Circle - Photo 12](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f750835538r.jpg) ![518 Winners Circle - Photo 13](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3155576459r.jpg) ![518 Winners Circle - Photo 14](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1055943573r.jpg) ![518 Winners Circle - Photo 15](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2034202847r.jpg) ![518 Winners Circle - Photo 16](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f639853605r.jpg) ![518 Winners Circle - Photo 17](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f321138887r.jpg) ![518 Winners Circle - Photo 18](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3322111916r.jpg) ![518 Winners Circle - Photo 19](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f956593358r.jpg) ![518 Winners Circle - Photo 20](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3937780353r.jpg) ![518 Winners Circle - Photo 21](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2858157972r.jpg) ![518 Winners Circle - Photo 22](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f859642756r.jpg) ![518 Winners Circle - Photo 23](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3236995833r.jpg) ![518 Winners Circle - Photo 24](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3561637072r.jpg) ![518 Winners Circle - Photo 25](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1144133523r.jpg) ![518 Winners Circle - Photo 26](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2702325347r.jpg) ![518 Winners Circle - Photo 27](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f4153237202r.jpg) ![518 Winners Circle - Photo 28](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1138255081r.jpg) ![518 Winners Circle - Photo 29](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1937936861r.jpg) ![518 Winners Circle - Photo 30](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1510336005r.jpg) ![518 Winners Circle - Photo 31](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3837403879r.jpg) ![518 Winners Circle - Photo 32](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3072604664r.jpg) ![518 Winners Circle - Photo 33](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2840986420r.jpg) ![518 Winners Circle - Photo 34](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2148166573r.jpg) ![518 Winners Circle - Photo 35](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3705656660r.jpg) ![518 Winners Circle - Photo 36](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3106853637r.jpg) ![518 Winners Circle - Photo 37](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f3846451354r.jpg) ![518 Winners Circle - Photo 38](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f742615445r.jpg) ![518 Winners Circle - Photo 39](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f1481233203r.jpg) ![518 Winners Circle - Photo 40](http://lh.rdcpix.com/aa3a10446390dd3a839f20c2981815e4l-f2717416939r.jpg) --- **MLS#:** 21278099 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/518-winners-circle-rowlett-tx-75088-c5bea124eb1d4bd28fef4991047a4a73) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/518-winners-circle-rowlett-tx-75088-c5bea124eb1d4bd28fef4991047a4a73#listing", "url": "https://www.propertysimple.ai/listing/518-winners-circle-rowlett-tx-75088-c5bea124eb1d4bd28fef4991047a4a73", "name": "518 Winners Circle, Rowlett, TX 75088", "description": "Modern Lake-Area Living Near Lake Ray Hubbard-Live steps from the shoreline in this 2022 K. Hovnanian lakeside residence in Sapphire Bay. Designed for low-maintenance living with a modern, vacation-inspired feel, this home offers a refreshing alternative to a traditional suburban layout. Clean architectural lines, a gated front porch, expansive windows, and a three-level design create a distinctive first impression. Inside, wide-plank flooring, high ceilings, and abundant natural light give the home an open, airy feel throughout. The main living level is made for gathering, with a spacious family room, dining area, and designer kitchen all connected for easy everyday living and entertaining. The kitchen brings style and function together with rich cabinetry, quartz countertops, stainless steel appliances, gas cooking, double ovens, a large center island, and generous storage. Whether you're hosting friends before a night out, enjoying a quiet dinner at home, or prepping snacks after a sunset walk by the lake, this space is designed to work beautifully. The owner's retreat offers a peaceful escape with bright windows, generous proportions, a large walk-in closet, and a well-appointed bath with dual vanities and a spacious walk-in shower. 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