About This Home

This 5-bedroom, 3-bathroom single family at 520 Main Street in Youngstown, NY is listed for $722,777 ($146 per sqft). Built in 1860, the home offers 4,962 sqft of living space on a 1.50 acres lot.

Key Features

  • Built in 1860
  • 1.50 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
6-car garage
1860

Amenities

FireplaceViewHardwoodA/C
Listing Description

Step into the elegance of a bygone era with this spacious circa-1860 Victorian, ideally situated on more than an acre in the heart of the Village of Youngstown. This spectacular home offers beautiful water views and rare flexibility, as the expansive lot stretches from Main Street through to Second Street, creating endless possibilities for outdoor living, entertaining, or future additions such as a garage, pole barn, pool, or garden retreat.

The stately main home features 5 bedrooms and 2.5 baths, showcasing stunning inlaid hardwood floors, generous living spaces, and classic architectural character throughout. Highlights include two staircases, first-floor laundry, updated kitchen and baths, custom replacement windows, and fireplaces in both the living room and kitchen.

French doors, a bay window, large enclosed patio with removable walls, extra large patio on the rear of the home and multiple porches provide inviting spaces to relax, entertain, and enjoy sunsets. The thoughtfully designed layout includes a living room, formal dining room, family room, den, bonus room, eat-in kitchen, full basement with all update

d mechanicals and a peaceful third-floor space perfect for unwinding while taking in beautiful river views. At the rear of the property, a separate one-bedroom one-bath apartment with its own private entrance, storage and utilities adds exceptional versatility.

Ideal for guests, in-law accommodations, a studio, office or potential rental income, it complements the property while maintaining the feel of a grand single-family residence. A substantial barn offers abundant storage and flexible space for vehicle parking, RV, boat storage, equipment storage, hobbies, workshops, or additional creative use.

This property is just steps from restaurants, parks, the waterfront, and public boat docks along the Niagara River. Outdoor enthusiasts will appreciate the proximity to nearby state parks offering hiking, swimming, camping, boating, fishing, sailing, and cross-country skiing. Whether you're seeking a distinctive primary residence, multi-generational living, or income potential, this exceptional property offers it all. Also listed as multi-unit B1667728.

Monthly Cost Estimate

$3,866/mo

20% down · 6.5% · 30 years

Principal$523
Interest$3,132
Insurance$211

Estimates only. Actual payments may vary.

Location

520 Main Street

Youngstown, NY 14174

Mile Reserve

Features & Amenities

Interior Features

DenSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomGraniteCountersHomeOfficeInLawFloorplanBathInPrimaryBedroom

Exterior Features

BlacktopDrivewayEnclosedPorchPorchPatio

Property Details

Flooring

LaminateCarpetHardwoodVaries

Construction

AluminumSiding VinylSiding

Views

Water

Outdoor Features

PorchPatio

Parking

DrivewayGarage

Heating

Natural GasSteamHot Water(Heating)

Cooling

Wall Unit(s)

Appliances

DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorTanklessWaterHeaterWasher

Questions & Answers

This 5-bedroom, 3-bathroom single family at 520 Main Street is listed at $722,777 ($146/sqft). The estimated monthly payment is $3,866 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1860, 1.50 acre lot, 2 stories, Fireplace. Interior Features: Den, SeparateFormalDiningRoom, EatInKitchen. Exterior Features: BlacktopDriveway, EnclosedPorch, Porch.

This property is listed by Cheryl Deal.

CD

Cheryl Deal

License 10311205717

Agent at Deal Realty, Inc

Listed by Deal Realty, Inc · Broker phone: (716) 754-3301 · View on Broker Site · Broker website

MLS# B1666326· Source: New York State Alliance of MLSs, LLC· 150 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

520 Main Street, Youngstown, NY 14174

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