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About This Home

This 6-bedroom, 4-bathroom residential multi family at 520 Main Street in Youngstown, NY is listed for $797,777 ($161 per sqft). Built in 1860, the home offers 4,962 sqft of living space on a 1.50 acres lot.

Agent Description

All the charm of yesteryear with the added benefit of income potential in an unbeatable location! This spacious circa-1860 Victorian duplex sits on over one acre in the heart of the Village of Youngstown, offering water views & a rare lot extending from Main Street through to Second Street.

The expansive property provides exceptional flexibility & is ideal for additional outbuildings, creating a one-of-a-kind outdoor living & entertaining space, or potentially subdividing for additional investment opportunities. The stately main residence features 5 bedrooms & 2.5 baths, blending historic character with thoughtful modern updates.

Inside, you'll find stunning inlaid hardwood floors, soaring ceilings, generous living spaces & timeless architectural details throughout. The main residence features a spacious living rm, formal dining rm, family rm, den, bonus rm, eat-in kitchen, first-floor laundry & 2 staircases.

Recent improvements include an updated kitchen & baths, custom replacement windows, new mechanical systems, roofs on both the home & barn, split A/C unit & newer carpeting. Charming fireplaces, French doors, a bay window, multiple porches, a large enclosed patio & an expansive rear patio provide inviting spaces to relax, entertain, and enjoy breathtaking sunsets.

The third-floor offers a peaceful escape with beautiful views of the Niagara River, while the full basement houses updated mechanicals & provides additional storage. Complementing the main home is a fully updated one-bedroom, one-bath apartment located at the rear of the property, complete with a private entrance & separate utilities.

Currently occupied by a long-term tenant, this unit offers immediate rental income & excellent investment appeal, while also providing flexibility for future use as guest quarters, in-law accommodations, or a private studio. A substantial barn offers storage & workspace, accommodating vehicles, RVs, boats, equipment, workshops, hobbies & more.

This property is located steps from restaurants, the waterfront & public boat docks. This one-of-a-kind estate delivers an exceptional lifestyle in one of WNY's most desirable waterfront communities. Also listed as B1666326

Key Features

  • Built in 1860
  • 1.50 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
1860

Amenities

FireplaceViewHardwoodA/C

Monthly Cost Estimate

$4,267/mo

20% down · 6.5% · 30 years

Principal$577
Interest$3,457
Insurance$233

Estimates only. Actual payments may vary.

Location

520 Main Street

Youngstown, NY 14174

Mile Reserve

Features & Amenities

Exterior Features

EnclosedPorchPorchPatio

Property Details

Flooring

HardwoodLaminateVariesCarpet

Construction

AluminumSiding VinylSiding

Views

Water

Pool Features

PorchPatio

Heating

Hot Water(Heating)Natural GasSteam

Cooling

Wall Unit(s)

Appliances

GasWaterHeaterTanklessWaterHeater

Questions & Answers

This 6-bedroom, 4-bathroom residential multi family at 520 Main Street is listed at $797,777 ($161/sqft). The estimated monthly payment is $3,457 based on 20% down at 6.5% interest.

Key features include: Built in 1860, 1.50 acre lot, 2 stories, Fireplace. Exterior Features: EnclosedPorch, Porch, Patio.

This property is listed by Cheryl Deal and can be reached at 7169400548 or cheryl@dealrealtyonline.com.

CD

Cheryl Deal

Agent at Deal Realty, Inc.

(716) 940-0548

Listed by Deal Realty, Inc. · View on Broker Site

MLS# B1667728· Source: listhub· Updated 1 days ago

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

520 Main Street, Youngstown, NY 14174

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