About This Home

This 6-bedroom, 4-bathroom residential multi family at 520 Main Street in Youngstown, NY is listed for $722,777 ($146 per sqft). Built in 1860, the home offers 4,962 sqft of living space on a 1.50 acres lot.

Key Features

  • Built in 1860
  • 1.50 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
6-car garage
1860

Amenities

FireplaceViewHardwoodA/C
Listing Description

All the charm of yesteryear with the added benefit of income potential in an unbeatable location! This spacious circa-1860 Victorian duplex sits on over one acre in the heart of the Village of Youngstown, offering water views & a rare lot extending from Main Street through to Second Street.

The expansive property provides exceptional flexibility & is ideal for additional outbuildings, creating a one-of-a-kind outdoor living & entertaining space, or potentially subdividing for additional investment opportunities. The stately main residence features 5 bedrooms & 2.5 baths, blending historic character with thoughtful modern updates.

Inside, you'll find stunning inlaid hardwood floors, soaring ceilings, generous living spaces & timeless architectural details throughout. The main residence features a spacious living rm, formal dining rm, family rm, den, bonus rm, eat-in kitchen, first-floor laundry & 2 staircases.

Recent improvements include an updated kitchen & baths, custom replacement windows, new mechanical systems, roofs on both the home & barn, split A/C unit & newer carpeting. Charming fireplaces, French doors, a bay window, multiple porches, a large enclosed patio & an expansive rear patio provide inviting spaces to relax, entertain, and enjoy breathtaking sunsets.

The third-floor offers a peaceful escape with beautiful views of the Niagara River, while the full basement houses updated mechanicals & provides additional storage. Complementing the main home is a fully updated one-bedroom, one-bath apartment located at the rear of the property, complete with a private entrance & separate utilities.

Currently occupied by a long-term tenant, this unit offers immediate rental income & excellent investment appeal, while also providing flexibility for future use as guest quarters, in-law accommodations, or a private studio. A substantial barn offers storage & workspace, accommodating vehicles, RVs, boats, equipment, workshops, hobbies & more.

This property is located steps from restaurants, the waterfront & public boat docks. This one-of-a-kind estate delivers an exceptional lifestyle in one of WNY's most desirable waterfront communities. Also listed as B1666326

Monthly Cost Estimate

$3,866/mo

20% down · 6.5% · 30 years

Principal$523
Interest$3,132
Insurance$211

Estimates only. Actual payments may vary.

Location

520 Main Street

Youngstown, NY 14174

Mile Reserve

Features & Amenities

Exterior Features

EnclosedPorchPorchPatio

Property Details

Flooring

LaminateCarpetHardwoodVaries

Construction

AluminumSiding VinylSiding

Views

Water

Outdoor Features

PorchPatio

Heating

Natural GasSteamHot Water(Heating)

Cooling

Wall Unit(s)

Appliances

GasWaterHeaterTanklessWaterHeater

Questions & Answers

This 6-bedroom, 4-bathroom residential multi family at 520 Main Street is listed at $722,777 ($146/sqft). The estimated monthly payment is $3,866 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1860, 1.50 acre lot, 2 stories, Fireplace. Exterior Features: EnclosedPorch, Porch, Patio.

This property is listed by Cheryl Deal.

CD

Cheryl Deal

License 10311205717

Agent at Deal Realty, Inc

Listed by Deal Realty, Inc · Broker phone: (716) 754-3301 · View on Broker Site · Broker website

MLS# B1667728· Source: New York State Alliance of MLSs, LLC· 148 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

520 Main Street, Youngstown, NY 14174

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