# 520 Main Street, Youngstown, NY 14174 > **TL;DR:** 6bd/4ba residential multi family, $722,777 ($146/sqft), built 1860, 4,962 sqft. > Fireplace, View, Hardwood, A/C. Est. $3,866/mo. Listed 149 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $722,777 | | Price/sqft | $146 | | Bedrooms | 6 | | Bathrooms | 3 full, 1 half | | Square Feet | 4,962 | | Year Built | 1860 | | Lot Size | 65,340 sqft (1.50 acres) | | Stories | 2 | | Garage | 6-car | | Property Type | Residential Multi Family (Other) | | Status | Active | | Days on Market | 149 | ## Why This Home Stands Out - **Views** - Water - **Large Garage** - 6-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,655 | | Estimated Insurance | $211 | | **Total** | **$3,866** | ## Key Amenities - Fireplace - View - Hardwood - A/C - 6-car garage ## Property Highlights - Built in 1860 - 1.50 acre lot - 2 stories - Fireplace ## Description ### Agent Description All the charm of yesteryear with the added benefit of income potential in an unbeatable location! This spacious circa-1860 Victorian duplex sits on over one acre in the heart of the Village of Youngstown, offering water views & a rare lot extending from Main Street through to Second Street. The expansive property provides exceptional flexibility & is ideal for additional outbuildings, creating a one-of-a-kind outdoor living & entertaining space, or potentially subdividing for additional investment opportunities. The stately main residence features 5 bedrooms & 2.5 baths, blending historic character with thoughtful modern updates. Inside, you'll find stunning inlaid hardwood floors, soaring ceilings, generous living spaces & timeless architectural details throughout. The main residence features a spacious living rm, formal dining rm, family rm, den, bonus rm, eat-in kitchen, first-floor laundry & 2 staircases. Recent improvements include an updated kitchen & baths, custom replacement windows, new mechanical systems, roofs on both the home & barn, split A/C unit & newer carpeting. Charming fireplaces, French doors, a bay window, multiple porches, a large enclosed patio & an expansive rear patio provide inviting spaces to relax, entertain, and enjoy breathtaking sunsets. The third-floor offers a peaceful escape with beautiful views of the Niagara River, while the full basement houses updated mechanicals & provides additional storage. Complementing the main home is a fully updated one-bedroom, one-bath apartment located at the rear of the property, complete with a private entrance & separate utilities. Currently occupied by a long-term tenant, this unit offers immediate rental income & excellent investment appeal, while also providing flexibility for future use as guest quarters, in-law accommodations, or a private studio. A substantial barn offers storage & workspace, accommodating vehicles, RVs, boats, equipment, workshops, hobbies & more. This property is located steps from restaurants, the waterfront & public boat docks. This one-of-a-kind estate delivers an exceptional lifestyle in one of WNY's most desirable waterfront communities. Also listed as B1666326 ## Location - **Address:** 520 Main Street, Youngstown, NY 14174 - **County:** Niagara - **Neighborhood:** Mile Reserve - **Coordinates:** 43.2486, -79.049329 - **Google Maps:** https://www.google.com/maps?q=43.2486,-79.049329 ## Listing Agent - **Name:** Cheryl Deal · **License:** 10311205717 - **Brokerage:** Deal Realty, Inc - **Broker Phone:** (716) 754-3301 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/520-Main-St_Youngstown_NY_14174_M33527-20042?f=listhub&s=BNARNY&m=B1667728&c=propsimple) ## Photos ![520 Main Street - Photo 1](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f4018218746r.jpg) ![520 Main Street - Photo 2](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f4044600829r.jpg) ![520 Main Street - Photo 3](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2577761114r.jpg) ![520 Main Street - Photo 4](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2984307916r.jpg) ![520 Main Street - Photo 5](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3056584377r.jpg) ![520 Main Street - Photo 6](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f4179240553r.jpg) ![520 Main Street - Photo 7](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f678179935r.jpg) ![520 Main Street - Photo 8](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3748825627r.jpg) ![520 Main Street - Photo 9](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3751763195r.jpg) ![520 Main Street - Photo 10](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f730365402r.jpg) ![520 Main Street - Photo 11](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f112967045r.jpg) ![520 Main Street - Photo 12](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2186253375r.jpg) ![520 Main Street - Photo 13](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2313510394r.jpg) ![520 Main Street - Photo 14](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2104107319r.jpg) ![520 Main Street - Photo 15](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1409910926r.jpg) ![520 Main Street - Photo 16](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1732488532r.jpg) ![520 Main Street - Photo 17](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3869101334r.jpg) ![520 Main Street - Photo 18](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f128003910r.jpg) ![520 Main Street - Photo 19](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f114558961r.jpg) ![520 Main Street - Photo 20](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1639095528r.jpg) ![520 Main Street - Photo 21](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f4000723014r.jpg) ![520 Main Street - Photo 22](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f4211542721r.jpg) ![520 Main Street - Photo 23](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2989544647r.jpg) ![520 Main Street - Photo 24](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1877021359r.jpg) ![520 Main Street - Photo 25](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2784594525r.jpg) ![520 Main Street - Photo 26](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1837942387r.jpg) ![520 Main Street - Photo 27](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1515781504r.jpg) ![520 Main Street - Photo 28](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1178576309r.jpg) ![520 Main Street - Photo 29](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3058241993r.jpg) ![520 Main Street - Photo 30](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f704093636r.jpg) ![520 Main Street - Photo 31](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1906499060r.jpg) ![520 Main Street - Photo 32](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1681144049r.jpg) ![520 Main Street - Photo 33](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3604392432r.jpg) ![520 Main Street - Photo 34](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3653243063r.jpg) ![520 Main Street - Photo 35](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1350564418r.jpg) ![520 Main Street - Photo 36](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1365077125r.jpg) ![520 Main Street - Photo 37](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f881590432r.jpg) ![520 Main Street - Photo 38](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1843438358r.jpg) ![520 Main Street - Photo 39](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f4285027413r.jpg) ![520 Main Street - Photo 40](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3080403322r.jpg) ![520 Main Street - Photo 41](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3407122383r.jpg) ![520 Main Street - Photo 42](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1180805023r.jpg) ![520 Main Street - Photo 43](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f4197332554r.jpg) ![520 Main Street - Photo 44](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2316200337r.jpg) ![520 Main Street - Photo 45](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f814597212r.jpg) ![520 Main Street - Photo 46](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f532006854r.jpg) ![520 Main Street - Photo 47](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f2908806487r.jpg) ![520 Main Street - Photo 48](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3661572690r.jpg) ![520 Main Street - Photo 49](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f3486292631r.jpg) ![520 Main Street - Photo 50](http://lh.rdcpix.com/a39cc92bfc7502b059545c8463e5b341l-f1181303408r.jpg) --- **MLS#:** B1667728 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/520-main-street-youngstown-ny-14174-deb9f7ca8562492081d55ae3b93e4023) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/520-main-street-youngstown-ny-14174-deb9f7ca8562492081d55ae3b93e4023#listing", "url": "https://www.propertysimple.ai/listing/520-main-street-youngstown-ny-14174-deb9f7ca8562492081d55ae3b93e4023", "name": "520 Main Street, Youngstown, NY 14174", "description": "All the charm of yesteryear with the added benefit of income potential in an unbeatable location! This spacious circa-1860 Victorian duplex sits on over one acre in the heart of the Village of Youngstown, offering water views & a rare lot extending from Main Street through to Second Street. The expansive property provides exceptional flexibility & is ideal for additional outbuildings, creating a one-of-a-kind outdoor living & entertaining space, or potentially subdividing for additional investment opportunities. The stately main residence features 5 bedrooms & 2.5 baths, blending historic character with thoughtful modern updates. Inside, you'll find stunning inlaid hardwood floors, soaring ceilings, generous living spaces & timeless architectural details throughout. The main residence features a spacious living rm, formal dining rm, family rm, den, bonus rm, eat-in kitchen, first-floor laundry & 2 staircases. Recent improvements include an updated kitchen & baths, custom replacement windows, new mechanical systems, roofs on both the home & barn, split A/C unit & newer carpeting. Charming fireplaces, French doors, a bay window, multiple porches, a large enclosed patio & an expansive rear patio provide inviting spaces to relax, entertain, and enjoy breathtaking sunsets. The third-floor offers a peaceful escape with beautiful views of the Niagara River, while the full basement houses updated mechanicals & provides additional storage. Complementing the main home is a fully updated one-bedroom, one-bath apartment located at the rear of the property, complete with a private entrance & separate utilities. Currently occupied by a long-term tenant, this unit offers immediate rental income & excellent investment appeal, while also providing flexibility for future use as guest quarters, in-law accommodations, or a private studio. A substantial barn offers storage & workspace, accommodating vehicles, RVs, boats, equipment, workshops, hobbies & more. This property is located steps from restaurants, the waterfront & public boat docks. This one-of-a-kind estate delivers an exceptional lifestyle in one of WNY's most desirable waterfront communities. 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