# 520 S 3rd Street, Waterville, MN 56096

> **TL;DR:** 4bd/3ba single family, $299,900 ($103/sqft), 2,910 sqft. Est. $1,603/mo. Listed 79 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $299,900 |
| Price/sqft | $103 |
| Bedrooms | 4 |
| Bathrooms | 1 full |
| Square Feet | 2,910 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 79 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,516 |
| Estimated Insurance | $87 |
| **Total** | **$1,603** |

## Property Highlights

- 2 stories

## Description

### Agent Description
Step into a perfect blend of historic character and modern living! This beautifully maintained 4-bedroom home captivates from the moment you arrive with its mature shade trees, fenced backyard, and cozy, fully renovated front porch. Inside, rich original woodwork, hardwood floors, and elegant pocket doors set a warm, welcoming tone. The light-filled kitchen is an entertainer's dream, featuring a center island, a built-in hutch with leaded glass fronts, and a dedicated buffet nook-ideal for a morning coffee or breakfast bar. Flexibility is built right into the floor plan: the main level offers a spacious flex room complete with a 3/4 bath, perfect for a primary suite, playroom, office, or guest quarters. Upstairs, you'll find a dedicated primary bedroom with two walk-in closets, alongside generous bedrooms and convenient upper-level laundry. Downstairs, a partially finished basement adds a secondary laundry area and extra storage space. Step outside to enjoy the back deck, landscaped yard, storage shed, and cozy fire pit area. Freshly painted in neutral tones and completely move-in ready-this home is waiting for your personal touch!

## Location

- **Address:** 520 S 3rd Street, Waterville, MN 56096
- **Coordinates:** 44.214151, -93.566624
- **Google Maps:** https://www.google.com/maps?q=44.214151,-93.566624

## Listing Agent

- **Name:** Patti Schuch
- **Brokerage:** RE/MAX Results
- **Phone:** (952) 829-3827
- **Broker Phone:** (952) 829-3827
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/520-3rd-St-S_Waterville_MN_56096_M98637-38425?f=listhub&s=RASMMN&m=267040766&c=propsimple)

## Photos

![520 S 3rd Street - Photo 1](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f439318523r.jpg)

![520 S 3rd Street - Photo 2](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3261273087r.jpg)

![520 S 3rd Street - Photo 3](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3546763535r.jpg)

![520 S 3rd Street - Photo 4](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3466760195r.jpg)

![520 S 3rd Street - Photo 5](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f4282097324r.jpg)

![520 S 3rd Street - Photo 6](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1139008777r.jpg)

![520 S 3rd Street - Photo 7](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f4150629303r.jpg)

![520 S 3rd Street - Photo 8](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f413997031r.jpg)

![520 S 3rd Street - Photo 9](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3925205833r.jpg)

![520 S 3rd Street - Photo 10](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f789177306r.jpg)

![520 S 3rd Street - Photo 11](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2321096129r.jpg)

![520 S 3rd Street - Photo 12](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2506961087r.jpg)

![520 S 3rd Street - Photo 13](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1904250194r.jpg)

![520 S 3rd Street - Photo 14](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1541736163r.jpg)

![520 S 3rd Street - Photo 15](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1986662075r.jpg)

![520 S 3rd Street - Photo 16](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2482638773r.jpg)

![520 S 3rd Street - Photo 17](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2994801160r.jpg)

![520 S 3rd Street - Photo 18](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2863879897r.jpg)

![520 S 3rd Street - Photo 19](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f4059632134r.jpg)

![520 S 3rd Street - Photo 20](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f365687796r.jpg)

![520 S 3rd Street - Photo 21](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2909718138r.jpg)

![520 S 3rd Street - Photo 22](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3603761705r.jpg)

![520 S 3rd Street - Photo 23](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2776567651r.jpg)

![520 S 3rd Street - Photo 24](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3424491514r.jpg)

![520 S 3rd Street - Photo 25](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1179918000r.jpg)

![520 S 3rd Street - Photo 26](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3190294041r.jpg)

![520 S 3rd Street - Photo 27](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3322816163r.jpg)

![520 S 3rd Street - Photo 28](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f411786093r.jpg)

![520 S 3rd Street - Photo 29](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f98814796r.jpg)

![520 S 3rd Street - Photo 30](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1569074560r.jpg)

![520 S 3rd Street - Photo 31](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1078812223r.jpg)

![520 S 3rd Street - Photo 32](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f4061383551r.jpg)

![520 S 3rd Street - Photo 33](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1691577312r.jpg)

![520 S 3rd Street - Photo 34](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f380711254r.jpg)

![520 S 3rd Street - Photo 35](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2145425467r.jpg)

![520 S 3rd Street - Photo 36](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f575134742r.jpg)

![520 S 3rd Street - Photo 37](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2531953607r.jpg)

![520 S 3rd Street - Photo 38](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2603248017r.jpg)

![520 S 3rd Street - Photo 39](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3788710270r.jpg)

![520 S 3rd Street - Photo 40](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2445057271r.jpg)

![520 S 3rd Street - Photo 41](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2324157376r.jpg)

![520 S 3rd Street - Photo 42](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f4146765632r.jpg)

![520 S 3rd Street - Photo 43](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2292788236r.jpg)

![520 S 3rd Street - Photo 44](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3082092369r.jpg)

![520 S 3rd Street - Photo 45](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3212003471r.jpg)

![520 S 3rd Street - Photo 46](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f271449753r.jpg)

![520 S 3rd Street - Photo 47](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1429975787r.jpg)

![520 S 3rd Street - Photo 48](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f225624807r.jpg)

![520 S 3rd Street - Photo 49](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1503282416r.jpg)

![520 S 3rd Street - Photo 50](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3146402136r.jpg)

![520 S 3rd Street - Photo 51](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f2235482186r.jpg)

![520 S 3rd Street - Photo 52](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1799876793r.jpg)

![520 S 3rd Street - Photo 53](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1056255802r.jpg)

![520 S 3rd Street - Photo 54](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f1186668314r.jpg)

![520 S 3rd Street - Photo 55](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f3799584788r.jpg)

![520 S 3rd Street - Photo 56](http://lh.rdcpix.com/0cccda66f1d3b31767a0e7956888701el-f376471243r.jpg)

---

**MLS#:** 267040766 | **Updated:** 2026-09-15
**Source:** listhub

*Copyright © 2026 Realtor Association of Southern Minnesota. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/520-s-3rd-street-waterville-mn-56096-67040766)

---

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