About This Home

This 4-bedroom, 2-bathroom single family at 520 Whispering Creek Avenue in Freeport, FL is listed for $339,990 ($190 per sqft). Built in 2021, the home offers 1,789 sqft of living space on a 0.62 acres lot.

Key Features

  • Built in 2021
  • 0.62 acre lot

Property Details

1 story
2 full
2021

Amenities

A/C
Listing Description

Welcome to 520 Whispering Creek Ave, a 4-bedroom, 2-bath home set on one of the largest and most private lots in the neighborhood. With an expansive yard, wooded surroundings, and no future home to be built beside it, this property offers a level of space and privacy that sets it apart from many others in the community.

Inside, the open-concept floor plan connects the living, kitchen, and dining areas, creating a bright and functional space for everyday living and entertaining. The kitchen features granite countertops, white cabinetry, stainless steel appliances, a large breakfast bar, and plenty of counter space.

The primary suite includes a spacious bath with double vanity and granite countertops, while three additional bedrooms provide plenty of flexibility for guests, an office, or additional living space. French doors lead from the main living area to the covered back porch overlooking the oversized backyard and wooded tree line--an ideal spot to relax, grill, or entertain while enjoying the extra privacy.

A covered front porch, two-car garage, and generous outdoor space complete the home. An assumable mortgage with 3.625% interest rate is available for qualified buyers, subject to lender approval and applicable terms.

Monthly Cost Estimate

$2,083/mo

20% down · 6.5% · 30 years

Principal$246
Interest$1,473
Insurance$99
HOA$265

Estimates only. Actual payments may vary.

Location

520 Whispering Creek Avenue

Freeport, FL 32439

CROSS CREEK

Property Details

Flooring

LaminateCarpet

Construction

Frame Siding Brick Some Siding Vinyl

Heating

Central

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 2-bathroom single family at 520 Whispering Creek Avenue is listed at $339,990 ($190/sqft). The estimated monthly payment is $2,083 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $265/month.

Key features include: Built in 2021, 0.62 acre lot.

This property is listed by Brooklyn C Johnson.

BJ

Brooklyn C Johnson

License 3456811

Agent at Coast Properties

Listed by Coast Properties · Broker phone: (850) 687-9988 · View on Broker Site · Broker website

MLS# 1009883· Source: Emerald Coast Association of Realtors· 74 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

520 Whispering Creek Avenue, Freeport, FL 32439

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