About This Home

This 3-bedroom, 2-bathroom single family at 521 Desert Oak Dr in Pensacola, FL is listed for $299,990 ($192 per sqft). Built in 1997, the home offers 1,566 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1997
  • 0.14 acre lot
  • 2 parking spaces

Property Details

1 story
2 full
2 spaces
1997

Amenities

A/C
Listing Description

Move-in ready and packed with updates! Located in the desirable Charter Oaks subdivision with NO HOA, this beautifully refreshed 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and value-all for under $300,000! Stepping inside you will feel the inviting open layout that creates a seamless flow between the kitchen and living area while still providing each space its own definition.

Retreat to the spacious primary suite, complete with a beautifully tiled walk-in shower, double vanity, and separate his-and-her closets. The generously sized guest bedrooms offer comfort and flexibility for family, guests, or additional workspace. The sliding glass door leads to the fenced backyard, creating the perfect setup for entertaining, pets, or simply enjoying the quiet outdoors.

All the major updates already completed, you can move in with confidence and enjoy the peace of mind that comes with a home requiring minimal maintenance. Conveniently located near UWF, hospitals, shopping, dining, and I-10, this home delivers the ideal combination of location, quality, and affordability. Schedule your private showing today!

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

521 Desert Oak Dr

Pensacola, FL 32514

Charter Oaks

Features & Amenities

Interior Features

BaseboardsCeiling Fan(s)High CeilingsHigh Speed InternetVaulted Ceiling(s)

Property Details

Flooring

Simulated woodLaminate

Construction

Brick

Pool Features

PatioPorch

Parking

OpenGarage

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

Electric Water HeaterBuilt In MicrowaveDishwasherDisposalMicrowaveRefrigeratorSelf Cleaning Oven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 521 Desert Oak Dr is listed at $299,990 ($192/sqft). The estimated monthly payment is $1,604 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1997, 0.14 acre lot, 2 parking spaces. Interior Features: Baseboards, Ceiling Fan(s), High Ceilings.

This property is listed by Ace Khan and can be reached at (850) 916-5050.

AK

Ace Khan

Agent at Levin Rinke Realty

(850) 916-5050

Listed by Levin Rinke Realty · View on Broker Site

MLS# 686304· Source: listhub· 1 day on market

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

521 Desert Oak Dr, Pensacola, FL 32514

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