# 521 United Street, Key West, FL 33040

> **TL;DR:** commercial, $20,350,000 ($4250/sqft), built 1938, 4,788 sqft.
> View. Est. $108,836/mo. Listed 788 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $20,350,000 |
| Price/sqft | $4250 |
| Square Feet | 4,788 |
| Year Built | 1938 |
| Lot Size | 21,780 sqft (0.50 acres) |
| Stories | 3 |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 788 |

## Why This Home Stands Out

- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $102,901 |
| Estimated Insurance | $5,935 |
| **Total** | **$108,836** |

## Key Amenities

- View

## Property Highlights

- Built in 1938
- 0.50 acre lot
- 3 stories

## Description

### Agent Description
Located at 521 United Street, the Southernmost Inn was originally built in the 1800s as a Francisco Marrero cigar factory. With much of the old cigar factory features restored, the award-winning transformation allowed the old Key West designs to live on throughout a modern-day establishment. The Southernmost Inn offers 38 newly renovated rooms featuring modern interiors with a classic neo-colonial design. All guestrooms feature en-suite bathrooms, flat screen TVs, and colonial wooden blinds. The Boutique also boasts a gorgeous outdoor common area with lush gardens, two pools, one jacuzzi, a bar (currently closed), and a relaxing dining area.

## Location

- **Address:** 521 United Street, Key West, FL 33040
- **County:** Monroe
- **Neighborhood:** Old Town - Unrecord (1.0)
- **Coordinates:** 24.548987, -81.796508
- **Google Maps:** https://www.google.com/maps?q=24.548987,-81.796508

## Listing Agent

- **Name:** Team Gardner/Langley
- **Brokerage:** Berkshire Hathaway Keys Real Estate | Knight & Gardner Realty
- **Broker Phone:** (305) 294-5155

## Photos

![521 United Street - Photo 1](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3012905718r.jpg)

![521 United Street - Photo 2](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2408442508r.jpg)

![521 United Street - Photo 3](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2339844807r.jpg)

![521 United Street - Photo 4](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f110333682r.jpg)

![521 United Street - Photo 5](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3158397868r.jpg)

![521 United Street - Photo 6](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2660173203r.jpg)

![521 United Street - Photo 7](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f4073844267r.jpg)

![521 United Street - Photo 8](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1425950055r.jpg)

![521 United Street - Photo 9](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2718752598r.jpg)

![521 United Street - Photo 10](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1210975583r.jpg)

![521 United Street - Photo 11](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2528717492r.jpg)

![521 United Street - Photo 12](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3285382622r.jpg)

![521 United Street - Photo 13](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f218295406r.jpg)

![521 United Street - Photo 14](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f4285772937r.jpg)

![521 United Street - Photo 15](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3584438937r.jpg)

![521 United Street - Photo 16](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3494691779r.jpg)

![521 United Street - Photo 17](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3801521478r.jpg)

![521 United Street - Photo 18](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3374791843r.jpg)

![521 United Street - Photo 19](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f284741747r.jpg)

![521 United Street - Photo 20](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1678262746r.jpg)

![521 United Street - Photo 21](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2902863016r.jpg)

![521 United Street - Photo 22](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3352538701r.jpg)

![521 United Street - Photo 23](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1006536499r.jpg)

![521 United Street - Photo 24](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3632467234r.jpg)

![521 United Street - Photo 25](http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f164226705r.jpg)

---

**MLS#:** 611311 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb#listing",
  "url": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb",
  "name": "521 United Street, Key West, FL 33040",
  "description": "Located at 521 United Street, the Southernmost Inn was originally built in the 1800s as a Francisco Marrero cigar factory. With much of the old cigar factory features restored, the award-winning transformation allowed the old Key West designs to live on throughout a modern-day establishment. The Southernmost Inn offers 38 newly renovated rooms featuring modern interiors with a classic neo-colonial design. All guestrooms feature en-suite bathrooms, flat screen TVs, and colonial wooden blinds. The Boutique also boasts a gorgeous outdoor common area with lush gardens, two pools, one jacuzzi, a bar (currently closed), and a relaxing dining area.",
  "image": [
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3012905718r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2408442508r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2339844807r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f110333682r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3158397868r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2660173203r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f4073844267r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1425950055r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2718752598r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1210975583r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2528717492r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3285382622r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f218295406r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f4285772937r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3584438937r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3494691779r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3801521478r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3374791843r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f284741747r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1678262746r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2902863016r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3352538701r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1006536499r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3632467234r.jpg",
    "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f164226705r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3012905718r.jpg",
    "caption": "521 United Street - Key West, FL"
  },
  "datePosted": "2024-09-03",
  "dateModified": "2026-10-20T18:47:37.000Z",
  "mainEntity": {
    "@type": "Place",
    "@id": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb#property",
    "name": "521 United Street, Key West, FL 33040",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "521 United Street",
      "addressLocality": "Key West",
      "addressRegion": "FL",
      "postalCode": "33040",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 24.548987,
      "longitude": -81.796508
    },
    "image": [
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3012905718r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2408442508r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2339844807r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f110333682r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3158397868r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2660173203r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f4073844267r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1425950055r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2718752598r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1210975583r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2528717492r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3285382622r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f218295406r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f4285772937r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3584438937r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3494691779r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3801521478r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3374791843r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f284741747r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1678262746r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f2902863016r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3352538701r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f1006536499r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f3632467234r.jpg",
      "http://lh.rdcpix.com/f5e97eeb9dcf7feb42fda2bb700ac94al-f164226705r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "611311"
    },
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Frame"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Views",
        "value": "Water"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Off Street"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "View",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.50 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 3
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Type",
        "value": "Commercial"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb#offer",
    "url": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb",
    "price": 20350000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb#agent",
    "name": "Team Gardner/Langley",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/521-united-street-key-west-fl-33040-4a68d0ff11da4ba5a9c817a2ae998eeb#brokerage",
      "name": "Berkshire Hathaway Keys Real Estate | Knight & Gardner Realty",
      "telephone": "(305) 294-5155",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/060114707e9011e1b78c12313904e194k-c3719782096r.png"
      }
    }
  }
}
```