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About This Home

This 2-bedroom, 2-bathroom condo at 522 Calle Montecito in Oceanside, CA is listed for $444,999 ($520 per sqft). Built in 1985, the home offers 856 sqft of living space on a N/A lot.

Agent Description

One of the best entry-level opportunities in Oceanside...with a view. 522 Calle Montecito #114 offers a rare chance for buyers to secure a two-bedroom, two-bath home overlooking Libby Lake, combining value, lifestyle, and long-term potential in one package.

Whether you're a first-time buyer or using VA financing, this is the kind of opportunity that's getting harder to find. The home is clean, move-in ready, and thoughtfully updated with fresh paint and a functional layout that makes everyday living easy.

Enjoy your own private balcony with peaceful lake views, plus a patio with a full-size washer and dryer for added convenience. The unit also includes one assigned parking space. The community features a pool, spa, playground, and walking paths around the lake, creating a relaxed, outdoor-oriented setting just steps from your front door.

Location ties it all together... just a short drive to Oceanside's beaches, restaurants, and coastal lifestyle, giving you access to everything people move here for without the coastal price tag. If you've been waiting for the right combination of price, condition, and location...this is it.

Key Features

  • Built in 1985
  • 1 parking spaces

Property Details

2 full
1 space
#114
1985

Monthly Cost Estimate

$2,949/mo

20% down · 6.5% · 30 years

Principal$322
Interest$1,928
Insurance$130
HOA$569

Estimates only. Actual payments may vary.

Location

522 Calle Montecito

Oceanside, CA 92057

OCEANSIDE

Property Details

Parking

Assigned

Cooling

Attic Fan

Appliances

MicrowaveGas OvenGas Cooking

Questions & Answers

This 2-bedroom, 2-bathroom condo at 522 Calle Montecito is listed at $444,999 ($520/sqft). The estimated monthly payment is $2,497 based on 20% down at 6.5% interest.

HOA fees are $569/month.

Key features include: Built in 1985, 1 parking spaces.

This property is listed by Nicholas D Miele and can be reached at 7606857956 or nick.miele@compass.com.

NM

Nicholas D Miele

Agent at Compass

(760) 685-7956

Listed by Compass · View on Broker Site

MLS# 260010789· Source: listhub· Updated 27 days ago

Copyright © 2026 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

522 Calle Montecito, Oceanside, CA 92057

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