# 522 Cross Street, Watertown, NY 13601

> **TL;DR:** 5bd/3ba residential multi family, $230,000 ($117/sqft), built 1900, 1,958 sqft. Est. $997/mo. Listed 33 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $230,000 |
| Price/sqft | $117 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 1,958 |
| Year Built | 1900 |
| Lot Size | 10,890 sqft (0.25 acres) |
| Stories | 2 |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 33 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $997 |
| **Total** | **$997** |

## Property Highlights

- Built in 1900
- 0.25 acre lot
- 2 stories

## Description

### Agent Description
Well-maintained and thoughtfully updated 3-unit triplex located in the heart of Watertown, offering a strong investment opportunity with immediate income and additional upside. The property features two well-performing units currently rented-a spacious 2-bedroom downstairs apartment generating $875/month and an exceptionally clean 2-bedroom upper unit bringing in $900/month, both occupied by quality tenants. The third unit, a 1-bedroom apartment on the first floor, is currently vacant and presents an ideal opportunity for owner occupancy or additional rental income. The home has seen several recent improvements, including a newly installed roof on the main structure and tasteful updates throughout. Bathrooms have been refreshed with brand new luxury vinyl plank flooring, and the units offer open, functional layouts that appeal to today's renters. The back right unit has also been updated with new luxury vinyl flooring and fresh paint, creating a clean and inviting living space, complemented by a small but charming dining area just off of the kitchen. Exterior porches have just been freshly painted in April of 2026, further enhancing the property's curb appeal. Additional highlights include ample off-street parking with a large lot on the left side of the property and additional parking on the right, providing convenience for tenants. The backyard is exceptionally large for a city lot in Watertown, offering added outdoor space that is rarely found in similar properties. Whether you're looking to expand your portfolio or live in one unit while the others offset your expenses, this triplex offers versatility, solid rental history, and long-term value.

## Location

- **Address:** 522 Cross Street, Watertown, NY 13601
- **County:** Jefferson
- **Coordinates:** 43.974522, -75.923229
- **Google Maps:** https://www.google.com/maps?q=43.974522,-75.923229

## Listing Agent

- **Name:** Noah Taylor
- **Brokerage:** Keller Williams Northern New York
- **Phone:** 3157786473
- **Email:** noah@taylorbrothersteam.com

## Primary Photo

![522 Cross Street - Primary Photo](http://lh.rdcpix.com/8ec3f89b1c39a32c699e7c3eb3a53f7cl-f2285267907r.jpg)

*34 total photos available on [listing page](https://www.propertysimple.com/listing/522-cross-street-watertown-ny-13601-s1676276)*

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**MLS#:** S1676276 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/522-cross-street-watertown-ny-13601-s1676276)

---

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  "description": "Well-maintained and thoughtfully updated 3-unit triplex located in the heart of Watertown, offering a strong investment opportunity with immediate income and additional upside. The property features two well-performing units currently rented-a spacious 2-bedroom downstairs apartment generating $875/month and an exceptionally clean 2-bedroom upper unit bringing in $900/month, both occupied by quality tenants. The third unit, a 1-bedroom apartment on the first floor, is currently vacant and presen",
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