# 522 Osceola Drive, Destin, FL 32541

> **TL;DR:** 4bd/4ba single family, $2,299,000 ($960/sqft), built 1984, 2,396 sqft.
> Fireplace, Waterfront, A/C. Est. $12,769/mo. Listed 96 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,299,000 |
| Price/sqft | $960 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,396 |
| Year Built | 1984 |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 96 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $11,625 |
| Estimated Insurance | $671 |
| HOA | $473 |
| **Total** | **$12,769** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1984
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to the best of both worlds with the beach and boating lifestyle located on Holiday Isle. This fully renovated, 4-bedroom, 3-bathroom coastal retreat is just two blocks from the beach and sits on a deep-water canal, offering the perfect waterfront lifestyle. With spacious living areas on both levels. Stylish finishes, modern appliances, and expansive outdoor spaces create a welcoming atmosphere for relaxing or entertaining. Enjoy beach living, boat access, and luxurious comfort all in one stunning property. Ideal for vacation rentals or personal use!

## Location

- **Address:** 522 Osceola Drive, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** HOLIDAY ISLE
- **Coordinates:** 30.386569, -86.495278
- **Google Maps:** https://www.google.com/maps?q=30.386569,-86.495278

## Listing Agent

- **Name:** Erin A Treadwell · **License:** 3030468
- **Brokerage:** Mainsail Realty Company
- **Phone:** 8502591517
- **Broker Phone:** (850) 585-1284
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/522-Osceola-Dr_Destin_FL_32541_M66439-47500?f=listhub&s=ECARMLSFL&m=1005035&c=propsimple)

## Photos

![522 Osceola Drive - Photo 1](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2459958582r.jpg)

![522 Osceola Drive - Photo 2](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f529752574r.jpg)

![522 Osceola Drive - Photo 3](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2009324645r.jpg)

![522 Osceola Drive - Photo 4](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f3505283766r.jpg)

![522 Osceola Drive - Photo 5](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f432153004r.jpg)

![522 Osceola Drive - Photo 6](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2418638541r.jpg)

![522 Osceola Drive - Photo 7](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f288762827r.jpg)

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![522 Osceola Drive - Photo 9](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2149272117r.jpg)

![522 Osceola Drive - Photo 10](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f388124133r.jpg)

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![522 Osceola Drive - Photo 18](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f3157496703r.jpg)

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![522 Osceola Drive - Photo 20](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2518251807r.jpg)

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![522 Osceola Drive - Photo 24](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f3981689169r.jpg)

![522 Osceola Drive - Photo 25](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f3441002761r.jpg)

![522 Osceola Drive - Photo 26](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f3409561795r.jpg)

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![522 Osceola Drive - Photo 31](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1972574879r.jpg)

![522 Osceola Drive - Photo 32](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1579092397r.jpg)

![522 Osceola Drive - Photo 33](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2392425250r.jpg)

![522 Osceola Drive - Photo 34](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f150595725r.jpg)

![522 Osceola Drive - Photo 35](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1514088674r.jpg)

![522 Osceola Drive - Photo 36](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2581491471r.jpg)

![522 Osceola Drive - Photo 37](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2992301457r.jpg)

![522 Osceola Drive - Photo 38](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f3923922796r.jpg)

![522 Osceola Drive - Photo 39](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1663571286r.jpg)

![522 Osceola Drive - Photo 40](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2793759512r.jpg)

![522 Osceola Drive - Photo 41](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f316409269r.jpg)

![522 Osceola Drive - Photo 42](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1662027564r.jpg)

![522 Osceola Drive - Photo 43](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f794724066r.jpg)

![522 Osceola Drive - Photo 44](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1362225636r.jpg)

![522 Osceola Drive - Photo 45](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2033300163r.jpg)

![522 Osceola Drive - Photo 46](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2140975546r.jpg)

![522 Osceola Drive - Photo 47](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2929083172r.jpg)

![522 Osceola Drive - Photo 48](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1942838161r.jpg)

![522 Osceola Drive - Photo 49](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1777700433r.jpg)

![522 Osceola Drive - Photo 50](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2492053107r.jpg)

![522 Osceola Drive - Photo 51](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f2570084704r.jpg)

![522 Osceola Drive - Photo 52](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f4190975952r.jpg)

![522 Osceola Drive - Photo 53](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1185950450r.jpg)

![522 Osceola Drive - Photo 54](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f1880483618r.jpg)

![522 Osceola Drive - Photo 55](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f777934757r.jpg)

![522 Osceola Drive - Photo 56](http://lh.rdcpix.com/d289de09a26ca4e47db962c7f220c304l-f3529621080r.jpg)

---

**MLS#:** 1005035 | **Updated:** 2026-06-09
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/522-osceola-drive-destin-fl-32541-1005035)

---

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