About This Home

This 4-bedroom, 4-bathroom single family at 522 Osceola Drive in Destin, FL is listed for $2,299,000 ($960 per sqft). Built in 1984, the home offers 2,396 sqft of living space on a N/A lot.

Key Features

  • Built in 1984
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
1984

Amenities

FireplaceWaterfrontA/C
Listing Description

Welcome to the best of both worlds with the beach and boating lifestyle located on Holiday Isle. This fully renovated, 4-bedroom, 3-bathroom coastal retreat is just two blocks from the beach and sits on a deep-water canal, offering the perfect waterfront lifestyle.

With spacious living areas on both levels. Stylish finishes, modern appliances, and expansive outdoor spaces create a welcoming atmosphere for relaxing or entertaining. Enjoy beach living, boat access, and luxurious comfort all in one stunning property. Ideal for vacation rentals or personal use!

Monthly Cost Estimate

$12,769/mo

20% down · 6.5% · 30 years

Principal$1,663
Interest$9,962
Insurance$671
HOA$473

Estimates only. Actual payments may vary.

Location

522 Osceola Drive

Destin, FL 32541

HOLIDAY ISLE

Features & Amenities

Interior Features

FireplaceNewly Painted

Exterior Features

BalconyDockSprinkler System

Property Details

Flooring

Laminate

Construction

Stucco

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Water Heater - Elect

Questions & Answers

This 4-bedroom, 4-bathroom single family at 522 Osceola Drive is listed at $2,299,000 ($960/sqft). The estimated monthly payment is $12,769 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $473/month.

Key features include: Built in 1984, 2 stories, Fireplace, Waterfront. Interior Features: Fireplace, Newly Painted. Exterior Features: Balcony, Dock, Sprinkler System.

This property is listed by Erin A Treadwell.

ET

Erin A Treadwell

License 3030468

Agent at Mainsail Realty Company

Listed by Mainsail Realty Company · Broker phone: (850) 585-1284 · View on Broker Site · Broker website

MLS# 1005035· Source: Emerald Coast Association of Realtors· 139 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

522 Osceola Drive, Destin, FL 32541

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