About This Home

Built in 1900, this two-story single-family home at 522 Stone Street offers 1,284 square feet of living space on a 0.17-acre lot in Oneida, NY. The home includes three bedrooms and one bathroom, providing a practical layout for a household, renovation project, or investment property.

Natural gas forced-air heating and a gas water heater are existing features. Listed at $99,000, the property is ready for new owners seeking a home they can update and make their own. Its central Oneida location adds convenience within the city, while the established construction date provides the character of an older home. Whether used as a primary residence or considered for an investment purpose, this property presents an opportunity to take on improvements and build equity over time.

Key Features

  • Built in 1900
  • 0.17 acre lot
  • 2 stories

Property Details

2 stories
1 full
1900
Listing Description

Centrally located in Oneida NY, this home is ready for new owners who are looking for a project to build equity. Whether you are looking for a place to call home or an investment property, this could be the right one.

Monthly Cost Estimate

$529/mo

20% down · 6.5% · 30 years

Principal$72
Interest$429
Insurance$29

Estimates only. Actual payments may vary.

Location

522 Stone Street

Oneida, NY 13421

Property Details

Construction

VinylSiding

Parking

Garage

Heating

Natural GasForced Air

Appliances

GasWaterHeater

Questions & Answers

This 3-bedroom, 1-bathroom single family at 522 Stone Street is listed at $99,000 ($77/sqft). The estimated monthly payment is $530 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.17 acre lot, 2 stories.

This property is listed by Ben Gray and can be reached at 3157263537.

BG

Ben Gray

License 10301219756

Agent at eXp Realty

(315) 726-3537

Listed by eXp Realty · Broker phone: (888) 276-0630 · View on Broker Site

MLS# S1683415· Source: New York State Alliance of MLSs, LLC· 121 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

522 Stone Street, Oneida, NY 13421

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