# 522 Stone Street, Oneida, NY 13421

> **TL;DR:** 3bd/1ba single family, $99,000 ($77/sqft), built 1900, 1,284 sqft. Est. $530/mo. Listed 134 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,000 |
| Price/sqft | $77 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,284 |
| Year Built | 1900 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 134 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $501 |
| Estimated Insurance | $29 |
| **Total** | **$530** |

## Property Highlights

- Built in 1900
- 0.17 acre lot
- 2 stories

## Description

### AI Summary
Built in 1900, this two-story single-family home at 522 Stone Street offers 1,284 square feet of living space on a 0.17-acre lot in Oneida, NY. The home includes three bedrooms and one bathroom, providing a practical layout for a household, renovation project, or investment property. Natural gas forced-air heating and a gas water heater are existing features. Listed at $99,000, the property is ready for new owners seeking a home they can update and make their own. Its central Oneida location adds convenience within the city, while the established construction date provides the character of an older home. Whether used as a primary residence or considered for an investment purpose, this property presents an opportunity to take on improvements and build equity over time.

### Agent Description
Centrally located in Oneida NY, this home is ready for new owners who are looking for a project to build equity. Whether you are looking for a place to call home or an investment property, this could be the right one.

## Location

- **Address:** 522 Stone Street, Oneida, NY 13421
- **County:** Madison
- **Coordinates:** 43.088668, -75.662331
- **Google Maps:** https://www.google.com/maps?q=43.088668,-75.662331

## Listing Agent

- **Name:** Ben Gray · **License:** 10301219756
- **Brokerage:** eXp Realty
- **Phone:** 3157263537
- **Broker Phone:** (888) 276-0630
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/522-Stone-St_Oneida_NY_13421_M47381-97104?f=listhub&s=BNARNY&m=S1683415&c=propsimple)

## Photos

![522 Stone Street - Photo 1](http://lh.rdcpix.com/a5764855784a43b35e69c65b82790bc1l-f2307611810r.jpg)

---

**MLS#:** S1683415 | **Updated:** 2026-09-25
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/522-stone-street-oneida-ny-13421-s1683415)

---

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